LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,230
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$34,264
−HK$1,050/mo
Today · 4.125%
HK$35,314
baseline
▲ 0.50% · 4.625%
HK$37,463
+HK$2,149/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$70,628/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$546,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,968
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$37,960
−HK$1,005/mo
Today · 4.125%
HK$38,965
baseline
▲ 0.50% · 4.625%
HK$41,019
+HK$2,054/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$77,930/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$546,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,876
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$41,116
−HK$1,261/mo
Today · 4.125%
HK$42,377
baseline
▲ 0.50% · 4.625%
HK$44,955
+HK$2,578/mo
Deposit HK$5.83M · loan HK$8.74M · min. income ≈ HK$84,754/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$546,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,362
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$45,551
−HK$1,207/mo
Today · 4.125%
HK$46,758
baseline
▲ 0.50% · 4.625%
HK$49,223
+HK$2,465/mo
Deposit HK$5.83M · loan HK$8.74M · min. income ≈ HK$93,516/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$546,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,522
−HK$2,917/mo
▼ 0.25% · 3.875%
HK$47,969
−HK$1,470/mo
Today · 4.125%
HK$49,439
baseline
▲ 0.50% · 4.625%
HK$52,448
+HK$3,009/mo
Deposit HK$4.37M · loan HK$10.20M · min. income ≈ HK$98,878/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,755
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$53,143
−HK$1,409/mo
Today · 4.125%
HK$54,552
baseline
▲ 0.50% · 4.625%
HK$57,427
+HK$2,875/mo
Deposit HK$4.37M · loan HK$10.20M · min. income ≈ HK$109,104/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,814
−HK$3,751/mo
▼ 0.25% · 3.875%
HK$61,675
−HK$1,890/mo
Today · 4.125%
HK$63,565
baseline
▲ 0.50% · 4.625%
HK$67,433
+HK$3,868/mo
Deposit HK$1.46M · loan HK$13.12M · min. income ≈ HK$127,130/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,543
−HK$3,595/mo
▼ 0.25% · 3.875%
HK$68,327
−HK$1,811/mo
Today · 4.125%
HK$70,138
baseline
▲ 0.50% · 4.625%
HK$73,835
+HK$3,697/mo
Deposit HK$1.46M · loan HK$13.12M · min. income ≈ HK$140,276/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,486 · Scale 2, in force from 26 Feb 2026)