LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,231
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$34,265
−HK$1,050/mo
Today · 4.125%
HK$35,315
baseline
▲ 0.50% · 4.625%
HK$37,464
+HK$2,149/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$70,630/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$546,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,969
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$37,961
−HK$1,006/mo
Today · 4.125%
HK$38,967
baseline
▲ 0.50% · 4.625%
HK$41,021
+HK$2,054/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$77,934/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$546,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,877
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$41,118
−HK$1,260/mo
Today · 4.125%
HK$42,378
baseline
▲ 0.50% · 4.625%
HK$44,957
+HK$2,579/mo
Deposit HK$5.83M · loan HK$8.74M · min. income ≈ HK$84,756/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$546,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,363
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$45,553
−HK$1,207/mo
Today · 4.125%
HK$46,760
baseline
▲ 0.50% · 4.625%
HK$49,225
+HK$2,465/mo
Deposit HK$5.83M · loan HK$8.74M · min. income ≈ HK$93,520/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$546,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,524
−HK$2,917/mo
▼ 0.25% · 3.875%
HK$47,971
−HK$1,470/mo
Today · 4.125%
HK$49,441
baseline
▲ 0.50% · 4.625%
HK$52,450
+HK$3,009/mo
Deposit HK$4.37M · loan HK$10.20M · min. income ≈ HK$98,882/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,757
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$53,145
−HK$1,408/mo
Today · 4.125%
HK$54,553
baseline
▲ 0.50% · 4.625%
HK$57,429
+HK$2,876/mo
Deposit HK$4.37M · loan HK$10.20M · min. income ≈ HK$109,106/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,816
−HK$3,751/mo
▼ 0.25% · 3.875%
HK$61,677
−HK$1,890/mo
Today · 4.125%
HK$63,567
baseline
▲ 0.50% · 4.625%
HK$67,435
+HK$3,868/mo
Deposit HK$1.46M · loan HK$13.12M · min. income ≈ HK$127,134/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,545
−HK$3,595/mo
▼ 0.25% · 3.875%
HK$68,330
−HK$1,810/mo
Today · 4.125%
HK$70,140
baseline
▲ 0.50% · 4.625%
HK$73,837
+HK$3,697/mo
Deposit HK$1.46M · loan HK$13.12M · min. income ≈ HK$140,280/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,505 · Scale 2, in force from 26 Feb 2026)