LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,234
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$34,267
−HK$1,051/mo
Today · 4.125%
HK$35,318
baseline
▲ 0.50% · 4.625%
HK$37,467
+HK$2,149/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$70,636/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$546,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,972
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$37,964
−HK$1,005/mo
Today · 4.125%
HK$38,969
baseline
▲ 0.50% · 4.625%
HK$41,024
+HK$2,055/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$77,938/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$546,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,880
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$41,121
−HK$1,260/mo
Today · 4.125%
HK$42,381
baseline
▲ 0.50% · 4.625%
HK$44,960
+HK$2,579/mo
Deposit HK$5.83M · loan HK$8.74M · min. income ≈ HK$84,762/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$546,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,366
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$45,556
−HK$1,207/mo
Today · 4.125%
HK$46,763
baseline
▲ 0.50% · 4.625%
HK$49,228
+HK$2,465/mo
Deposit HK$5.83M · loan HK$8.74M · min. income ≈ HK$93,526/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$546,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,527
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$47,974
−HK$1,471/mo
Today · 4.125%
HK$49,445
baseline
▲ 0.50% · 4.625%
HK$52,453
+HK$3,008/mo
Deposit HK$4.37M · loan HK$10.20M · min. income ≈ HK$98,890/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,761
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$53,149
−HK$1,408/mo
Today · 4.125%
HK$54,557
baseline
▲ 0.50% · 4.625%
HK$57,433
+HK$2,876/mo
Deposit HK$4.37M · loan HK$10.20M · min. income ≈ HK$109,114/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,820
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$61,681
−HK$1,891/mo
Today · 4.125%
HK$63,572
baseline
▲ 0.50% · 4.625%
HK$67,440
+HK$3,868/mo
Deposit HK$1.46M · loan HK$13.12M · min. income ≈ HK$127,144/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,550
−HK$3,595/mo
▼ 0.25% · 3.875%
HK$68,334
−HK$1,811/mo
Today · 4.125%
HK$70,145
baseline
▲ 0.50% · 4.625%
HK$73,843
+HK$3,698/mo
Deposit HK$1.46M · loan HK$13.12M · min. income ≈ HK$140,290/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,544 · Scale 2, in force from 26 Feb 2026)