LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,235
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$34,269
−HK$1,050/mo
Today · 4.125%
HK$35,319
baseline
▲ 0.50% · 4.625%
HK$37,468
+HK$2,149/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$70,638/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$546,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,974
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$37,965
−HK$1,006/mo
Today · 4.125%
HK$38,971
baseline
▲ 0.50% · 4.625%
HK$41,026
+HK$2,055/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$77,942/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$546,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,882
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$41,123
−HK$1,260/mo
Today · 4.125%
HK$42,383
baseline
▲ 0.50% · 4.625%
HK$44,962
+HK$2,579/mo
Deposit HK$5.83M · loan HK$8.75M · min. income ≈ HK$84,766/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$546,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,369
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$45,559
−HK$1,207/mo
Today · 4.125%
HK$46,766
baseline
▲ 0.50% · 4.625%
HK$49,231
+HK$2,465/mo
Deposit HK$5.83M · loan HK$8.75M · min. income ≈ HK$93,532/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$546,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,529
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$47,977
−HK$1,470/mo
Today · 4.125%
HK$49,447
baseline
▲ 0.50% · 4.625%
HK$52,456
+HK$3,009/mo
Deposit HK$4.37M · loan HK$10.20M · min. income ≈ HK$98,894/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,763
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$53,152
−HK$1,408/mo
Today · 4.125%
HK$54,560
baseline
▲ 0.50% · 4.625%
HK$57,436
+HK$2,876/mo
Deposit HK$4.37M · loan HK$10.20M · min. income ≈ HK$109,120/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,823
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$61,684
−HK$1,891/mo
Today · 4.125%
HK$63,575
baseline
▲ 0.50% · 4.625%
HK$67,443
+HK$3,868/mo
Deposit HK$1.46M · loan HK$13.12M · min. income ≈ HK$127,150/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,553
−HK$3,596/mo
▼ 0.25% · 3.875%
HK$68,338
−HK$1,811/mo
Today · 4.125%
HK$70,149
baseline
▲ 0.50% · 4.625%
HK$73,846
+HK$3,697/mo
Deposit HK$1.46M · loan HK$13.12M · min. income ≈ HK$140,298/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,570 · Scale 2, in force from 26 Feb 2026)