LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,236
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$34,270
−HK$1,050/mo
Today · 4.125%
HK$35,320
baseline
▲ 0.50% · 4.625%
HK$37,469
+HK$2,149/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$70,640/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$546,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,975
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$37,966
−HK$1,006/mo
Today · 4.125%
HK$38,972
baseline
▲ 0.50% · 4.625%
HK$41,026
+HK$2,054/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$77,944/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$546,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,883
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$41,124
−HK$1,260/mo
Today · 4.125%
HK$42,384
baseline
▲ 0.50% · 4.625%
HK$44,963
+HK$2,579/mo
Deposit HK$5.83M · loan HK$8.75M · min. income ≈ HK$84,768/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$546,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,369
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$45,559
−HK$1,208/mo
Today · 4.125%
HK$46,767
baseline
▲ 0.50% · 4.625%
HK$49,232
+HK$2,465/mo
Deposit HK$5.83M · loan HK$8.75M · min. income ≈ HK$93,534/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$546,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,530
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$47,978
−HK$1,470/mo
Today · 4.125%
HK$49,448
baseline
▲ 0.50% · 4.625%
HK$52,457
+HK$3,009/mo
Deposit HK$4.37M · loan HK$10.20M · min. income ≈ HK$98,896/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,764
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$53,153
−HK$1,408/mo
Today · 4.125%
HK$54,561
baseline
▲ 0.50% · 4.625%
HK$57,437
+HK$2,876/mo
Deposit HK$4.37M · loan HK$10.20M · min. income ≈ HK$109,122/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,825
−HK$3,751/mo
▼ 0.25% · 3.875%
HK$61,685
−HK$1,891/mo
Today · 4.125%
HK$63,576
baseline
▲ 0.50% · 4.625%
HK$67,445
+HK$3,869/mo
Deposit HK$1.46M · loan HK$13.12M · min. income ≈ HK$127,152/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,554
−HK$3,596/mo
▼ 0.25% · 3.875%
HK$68,339
−HK$1,811/mo
Today · 4.125%
HK$70,150
baseline
▲ 0.50% · 4.625%
HK$73,848
+HK$3,698/mo
Deposit HK$1.46M · loan HK$13.12M · min. income ≈ HK$140,300/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,581 · Scale 2, in force from 26 Feb 2026)