LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,237
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$34,270
−HK$1,051/mo
Today · 4.125%
HK$35,321
baseline
▲ 0.50% · 4.625%
HK$37,470
+HK$2,149/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$70,642/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$546,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,975
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$37,967
−HK$1,006/mo
Today · 4.125%
HK$38,973
baseline
▲ 0.50% · 4.625%
HK$41,027
+HK$2,054/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$77,946/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$546,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,884
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$41,124
−HK$1,261/mo
Today · 4.125%
HK$42,385
baseline
▲ 0.50% · 4.625%
HK$44,964
+HK$2,579/mo
Deposit HK$5.83M · loan HK$8.75M · min. income ≈ HK$84,770/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$546,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,370
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$45,560
−HK$1,208/mo
Today · 4.125%
HK$46,768
baseline
▲ 0.50% · 4.625%
HK$49,233
+HK$2,465/mo
Deposit HK$5.83M · loan HK$8.75M · min. income ≈ HK$93,536/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$546,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,531
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$47,979
−HK$1,470/mo
Today · 4.125%
HK$49,449
baseline
▲ 0.50% · 4.625%
HK$52,458
+HK$3,009/mo
Deposit HK$4.37M · loan HK$10.20M · min. income ≈ HK$98,898/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,765
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$53,154
−HK$1,408/mo
Today · 4.125%
HK$54,562
baseline
▲ 0.50% · 4.625%
HK$57,438
+HK$2,876/mo
Deposit HK$4.37M · loan HK$10.20M · min. income ≈ HK$109,124/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,826
−HK$3,751/mo
▼ 0.25% · 3.875%
HK$61,687
−HK$1,890/mo
Today · 4.125%
HK$63,577
baseline
▲ 0.50% · 4.625%
HK$67,446
+HK$3,869/mo
Deposit HK$1.46M · loan HK$13.12M · min. income ≈ HK$127,154/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,556
−HK$3,595/mo
▼ 0.25% · 3.875%
HK$68,341
−HK$1,810/mo
Today · 4.125%
HK$70,151
baseline
▲ 0.50% · 4.625%
HK$73,849
+HK$3,698/mo
Deposit HK$1.46M · loan HK$13.12M · min. income ≈ HK$140,302/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,592 · Scale 2, in force from 26 Feb 2026)