LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,238
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$34,271
−HK$1,051/mo
Today · 4.125%
HK$35,322
baseline
▲ 0.50% · 4.625%
HK$37,471
+HK$2,149/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$70,644/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$546,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,976
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$37,968
−HK$1,006/mo
Today · 4.125%
HK$38,974
baseline
▲ 0.50% · 4.625%
HK$41,029
+HK$2,055/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$77,948/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$546,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,885
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$41,126
−HK$1,260/mo
Today · 4.125%
HK$42,386
baseline
▲ 0.50% · 4.625%
HK$44,965
+HK$2,579/mo
Deposit HK$5.83M · loan HK$8.75M · min. income ≈ HK$84,772/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$546,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,372
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$45,562
−HK$1,207/mo
Today · 4.125%
HK$46,769
baseline
▲ 0.50% · 4.625%
HK$49,234
+HK$2,465/mo
Deposit HK$5.83M · loan HK$8.75M · min. income ≈ HK$93,538/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$546,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,533
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$47,980
−HK$1,471/mo
Today · 4.125%
HK$49,451
baseline
▲ 0.50% · 4.625%
HK$52,460
+HK$3,009/mo
Deposit HK$4.37M · loan HK$10.20M · min. income ≈ HK$98,902/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,767
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$53,155
−HK$1,409/mo
Today · 4.125%
HK$54,564
baseline
▲ 0.50% · 4.625%
HK$57,440
+HK$2,876/mo
Deposit HK$4.37M · loan HK$10.20M · min. income ≈ HK$109,128/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,828
−HK$3,751/mo
▼ 0.25% · 3.875%
HK$61,689
−HK$1,890/mo
Today · 4.125%
HK$63,579
baseline
▲ 0.50% · 4.625%
HK$67,448
+HK$3,869/mo
Deposit HK$1.46M · loan HK$13.12M · min. income ≈ HK$127,158/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,558
−HK$3,596/mo
▼ 0.25% · 3.875%
HK$68,343
−HK$1,811/mo
Today · 4.125%
HK$70,154
baseline
▲ 0.50% · 4.625%
HK$73,851
+HK$3,697/mo
Deposit HK$1.46M · loan HK$13.12M · min. income ≈ HK$140,308/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,609 · Scale 2, in force from 26 Feb 2026)