LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,238
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$34,272
−HK$1,050/mo
Today · 4.125%
HK$35,322
baseline
▲ 0.50% · 4.625%
HK$37,472
+HK$2,150/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$70,644/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$546,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,977
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$37,969
−HK$1,006/mo
Today · 4.125%
HK$38,975
baseline
▲ 0.50% · 4.625%
HK$41,029
+HK$2,054/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$77,950/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$546,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,886
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$41,126
−HK$1,261/mo
Today · 4.125%
HK$42,387
baseline
▲ 0.50% · 4.625%
HK$44,966
+HK$2,579/mo
Deposit HK$5.83M · loan HK$8.75M · min. income ≈ HK$84,774/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$546,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,372
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$45,562
−HK$1,208/mo
Today · 4.125%
HK$46,770
baseline
▲ 0.50% · 4.625%
HK$49,235
+HK$2,465/mo
Deposit HK$5.83M · loan HK$8.75M · min. income ≈ HK$93,540/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$546,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,533
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$47,981
−HK$1,470/mo
Today · 4.125%
HK$49,451
baseline
▲ 0.50% · 4.625%
HK$52,460
+HK$3,009/mo
Deposit HK$4.37M · loan HK$10.20M · min. income ≈ HK$98,902/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,768
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$53,156
−HK$1,409/mo
Today · 4.125%
HK$54,565
baseline
▲ 0.50% · 4.625%
HK$57,441
+HK$2,876/mo
Deposit HK$4.37M · loan HK$10.20M · min. income ≈ HK$109,130/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,829
−HK$3,751/mo
▼ 0.25% · 3.875%
HK$61,690
−HK$1,890/mo
Today · 4.125%
HK$63,580
baseline
▲ 0.50% · 4.625%
HK$67,449
+HK$3,869/mo
Deposit HK$1.46M · loan HK$13.12M · min. income ≈ HK$127,160/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,559
−HK$3,596/mo
▼ 0.25% · 3.875%
HK$68,344
−HK$1,811/mo
Today · 4.125%
HK$70,155
baseline
▲ 0.50% · 4.625%
HK$73,853
+HK$3,698/mo
Deposit HK$1.46M · loan HK$13.12M · min. income ≈ HK$140,310/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,618 · Scale 2, in force from 26 Feb 2026)