LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,240
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$34,274
−HK$1,050/mo
Today · 4.125%
HK$35,324
baseline
▲ 0.50% · 4.625%
HK$37,473
+HK$2,149/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$70,648/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$546,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,979
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$37,970
−HK$1,007/mo
Today · 4.125%
HK$38,977
baseline
▲ 0.50% · 4.625%
HK$41,031
+HK$2,054/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$77,954/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$546,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,887
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$41,128
−HK$1,261/mo
Today · 4.125%
HK$42,389
baseline
▲ 0.50% · 4.625%
HK$44,968
+HK$2,579/mo
Deposit HK$5.83M · loan HK$8.75M · min. income ≈ HK$84,778/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$546,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,374
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$45,565
−HK$1,207/mo
Today · 4.125%
HK$46,772
baseline
▲ 0.50% · 4.625%
HK$49,237
+HK$2,465/mo
Deposit HK$5.83M · loan HK$8.75M · min. income ≈ HK$93,544/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$546,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,535
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$47,983
−HK$1,471/mo
Today · 4.125%
HK$49,454
baseline
▲ 0.50% · 4.625%
HK$52,463
+HK$3,009/mo
Deposit HK$4.37M · loan HK$10.20M · min. income ≈ HK$98,908/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,770
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$53,159
−HK$1,408/mo
Today · 4.125%
HK$54,567
baseline
▲ 0.50% · 4.625%
HK$57,443
+HK$2,876/mo
Deposit HK$4.37M · loan HK$10.20M · min. income ≈ HK$109,134/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,831
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$61,692
−HK$1,891/mo
Today · 4.125%
HK$63,583
baseline
▲ 0.50% · 4.625%
HK$67,452
+HK$3,869/mo
Deposit HK$1.46M · loan HK$13.12M · min. income ≈ HK$127,166/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,562
−HK$3,596/mo
▼ 0.25% · 3.875%
HK$68,347
−HK$1,811/mo
Today · 4.125%
HK$70,158
baseline
▲ 0.50% · 4.625%
HK$73,856
+HK$3,698/mo
Deposit HK$1.46M · loan HK$13.12M · min. income ≈ HK$140,316/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,642 · Scale 2, in force from 26 Feb 2026)