LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,240
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$34,274
−HK$1,051/mo
Today · 4.125%
HK$35,325
baseline
▲ 0.50% · 4.625%
HK$37,474
+HK$2,149/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$70,650/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$546,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,980
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$37,971
−HK$1,006/mo
Today · 4.125%
HK$38,977
baseline
▲ 0.50% · 4.625%
HK$41,032
+HK$2,055/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$77,954/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$546,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,888
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$41,129
−HK$1,261/mo
Today · 4.125%
HK$42,390
baseline
▲ 0.50% · 4.625%
HK$44,969
+HK$2,579/mo
Deposit HK$5.83M · loan HK$8.75M · min. income ≈ HK$84,780/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$546,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,375
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$45,566
−HK$1,207/mo
Today · 4.125%
HK$46,773
baseline
▲ 0.50% · 4.625%
HK$49,238
+HK$2,465/mo
Deposit HK$5.83M · loan HK$8.75M · min. income ≈ HK$93,546/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$546,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,536
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$47,984
−HK$1,471/mo
Today · 4.125%
HK$49,455
baseline
▲ 0.50% · 4.625%
HK$52,464
+HK$3,009/mo
Deposit HK$4.37M · loan HK$10.20M · min. income ≈ HK$98,910/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,771
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$53,160
−HK$1,408/mo
Today · 4.125%
HK$54,568
baseline
▲ 0.50% · 4.625%
HK$57,445
+HK$2,877/mo
Deposit HK$4.37M · loan HK$10.20M · min. income ≈ HK$109,136/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,833
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$61,694
−HK$1,891/mo
Today · 4.125%
HK$63,585
baseline
▲ 0.50% · 4.625%
HK$67,454
+HK$3,869/mo
Deposit HK$1.46M · loan HK$13.12M · min. income ≈ HK$127,170/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,563
−HK$3,596/mo
▼ 0.25% · 3.875%
HK$68,348
−HK$1,811/mo
Today · 4.125%
HK$70,159
baseline
▲ 0.50% · 4.625%
HK$73,858
+HK$3,699/mo
Deposit HK$1.46M · loan HK$13.12M · min. income ≈ HK$140,318/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,655 · Scale 2, in force from 26 Feb 2026)