LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,241
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$34,275
−HK$1,051/mo
Today · 4.125%
HK$35,326
baseline
▲ 0.50% · 4.625%
HK$37,475
+HK$2,149/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$70,652/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$546,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,980
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$37,972
−HK$1,006/mo
Today · 4.125%
HK$38,978
baseline
▲ 0.50% · 4.625%
HK$41,033
+HK$2,055/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$77,956/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$546,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,889
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$41,130
−HK$1,261/mo
Today · 4.125%
HK$42,391
baseline
▲ 0.50% · 4.625%
HK$44,970
+HK$2,579/mo
Deposit HK$5.83M · loan HK$8.75M · min. income ≈ HK$84,782/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$546,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,377
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$45,567
−HK$1,207/mo
Today · 4.125%
HK$46,774
baseline
▲ 0.50% · 4.625%
HK$49,240
+HK$2,466/mo
Deposit HK$5.83M · loan HK$8.75M · min. income ≈ HK$93,548/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$546,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,538
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$47,985
−HK$1,471/mo
Today · 4.125%
HK$49,456
baseline
▲ 0.50% · 4.625%
HK$52,465
+HK$3,009/mo
Deposit HK$4.37M · loan HK$10.20M · min. income ≈ HK$98,912/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,773
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$53,161
−HK$1,409/mo
Today · 4.125%
HK$54,570
baseline
▲ 0.50% · 4.625%
HK$57,446
+HK$2,876/mo
Deposit HK$4.37M · loan HK$10.20M · min. income ≈ HK$109,140/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,834
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$61,695
−HK$1,891/mo
Today · 4.125%
HK$63,586
baseline
▲ 0.50% · 4.625%
HK$67,455
+HK$3,869/mo
Deposit HK$1.46M · loan HK$13.12M · min. income ≈ HK$127,172/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,565
−HK$3,596/mo
▼ 0.25% · 3.875%
HK$68,350
−HK$1,811/mo
Today · 4.125%
HK$70,161
baseline
▲ 0.50% · 4.625%
HK$73,859
+HK$3,698/mo
Deposit HK$1.46M · loan HK$13.12M · min. income ≈ HK$140,322/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,669 · Scale 2, in force from 26 Feb 2026)