LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,243
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$34,277
−HK$1,051/mo
Today · 4.125%
HK$35,328
baseline
▲ 0.50% · 4.625%
HK$37,478
+HK$2,150/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$70,656/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$546,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,983
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$37,975
−HK$1,006/mo
Today · 4.125%
HK$38,981
baseline
▲ 0.50% · 4.625%
HK$41,036
+HK$2,055/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$77,962/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$546,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,892
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$41,133
−HK$1,261/mo
Today · 4.125%
HK$42,394
baseline
▲ 0.50% · 4.625%
HK$44,973
+HK$2,579/mo
Deposit HK$5.83M · loan HK$8.75M · min. income ≈ HK$84,788/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$546,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,379
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$45,570
−HK$1,207/mo
Today · 4.125%
HK$46,777
baseline
▲ 0.50% · 4.625%
HK$49,243
+HK$2,466/mo
Deposit HK$5.83M · loan HK$8.75M · min. income ≈ HK$93,554/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$546,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,541
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$47,988
−HK$1,471/mo
Today · 4.125%
HK$49,459
baseline
▲ 0.50% · 4.625%
HK$52,469
+HK$3,010/mo
Deposit HK$4.37M · loan HK$10.21M · min. income ≈ HK$98,918/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,776
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$53,165
−HK$1,408/mo
Today · 4.125%
HK$54,573
baseline
▲ 0.50% · 4.625%
HK$57,450
+HK$2,877/mo
Deposit HK$4.37M · loan HK$10.21M · min. income ≈ HK$109,146/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,838
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$61,699
−HK$1,891/mo
Today · 4.125%
HK$63,590
baseline
▲ 0.50% · 4.625%
HK$67,460
+HK$3,870/mo
Deposit HK$1.46M · loan HK$13.12M · min. income ≈ HK$127,180/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,569
−HK$3,597/mo
▼ 0.25% · 3.875%
HK$68,355
−HK$1,811/mo
Today · 4.125%
HK$70,166
baseline
▲ 0.50% · 4.625%
HK$73,864
+HK$3,698/mo
Deposit HK$1.46M · loan HK$13.12M · min. income ≈ HK$140,332/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,705 · Scale 2, in force from 26 Feb 2026)