LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,246
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$34,280
−HK$1,051/mo
Today · 4.125%
HK$35,331
baseline
▲ 0.50% · 4.625%
HK$37,481
+HK$2,150/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$70,662/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$546,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,986
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$37,978
−HK$1,006/mo
Today · 4.125%
HK$38,984
baseline
▲ 0.50% · 4.625%
HK$41,039
+HK$2,055/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$77,968/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$546,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,895
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$41,136
−HK$1,261/mo
Today · 4.125%
HK$42,397
baseline
▲ 0.50% · 4.625%
HK$44,977
+HK$2,580/mo
Deposit HK$5.83M · loan HK$8.75M · min. income ≈ HK$84,794/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$546,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,383
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$45,573
−HK$1,208/mo
Today · 4.125%
HK$46,781
baseline
▲ 0.50% · 4.625%
HK$49,247
+HK$2,466/mo
Deposit HK$5.83M · loan HK$8.75M · min. income ≈ HK$93,562/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$546,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,545
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$47,992
−HK$1,471/mo
Today · 4.125%
HK$49,463
baseline
▲ 0.50% · 4.625%
HK$52,473
+HK$3,010/mo
Deposit HK$4.37M · loan HK$10.21M · min. income ≈ HK$98,926/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,780
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$53,169
−HK$1,409/mo
Today · 4.125%
HK$54,578
baseline
▲ 0.50% · 4.625%
HK$57,455
+HK$2,877/mo
Deposit HK$4.37M · loan HK$10.21M · min. income ≈ HK$109,156/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,843
−HK$3,753/mo
▼ 0.25% · 3.875%
HK$61,704
−HK$1,892/mo
Today · 4.125%
HK$63,596
baseline
▲ 0.50% · 4.625%
HK$67,465
+HK$3,869/mo
Deposit HK$1.46M · loan HK$13.12M · min. income ≈ HK$127,192/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,575
−HK$3,596/mo
▼ 0.25% · 3.875%
HK$68,360
−HK$1,811/mo
Today · 4.125%
HK$70,171
baseline
▲ 0.50% · 4.625%
HK$73,870
+HK$3,699/mo
Deposit HK$1.46M · loan HK$13.12M · min. income ≈ HK$140,342/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,749 · Scale 2, in force from 26 Feb 2026)