LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,248
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$34,282
−HK$1,051/mo
Today · 4.125%
HK$35,333
baseline
▲ 0.50% · 4.625%
HK$37,483
+HK$2,150/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$70,666/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$546,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,988
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$37,980
−HK$1,007/mo
Today · 4.125%
HK$38,987
baseline
▲ 0.50% · 4.625%
HK$41,042
+HK$2,055/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$77,974/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$546,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,898
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$41,139
−HK$1,261/mo
Today · 4.125%
HK$42,400
baseline
▲ 0.50% · 4.625%
HK$44,980
+HK$2,580/mo
Deposit HK$5.83M · loan HK$8.75M · min. income ≈ HK$84,800/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$546,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,386
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$45,576
−HK$1,208/mo
Today · 4.125%
HK$46,784
baseline
▲ 0.50% · 4.625%
HK$49,250
+HK$2,466/mo
Deposit HK$5.83M · loan HK$8.75M · min. income ≈ HK$93,568/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$546,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,547
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$47,995
−HK$1,471/mo
Today · 4.125%
HK$49,466
baseline
▲ 0.50% · 4.625%
HK$52,476
+HK$3,010/mo
Deposit HK$4.37M · loan HK$10.21M · min. income ≈ HK$98,932/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,784
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$53,172
−HK$1,409/mo
Today · 4.125%
HK$54,581
baseline
▲ 0.50% · 4.625%
HK$57,458
+HK$2,877/mo
Deposit HK$4.37M · loan HK$10.21M · min. income ≈ HK$109,162/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,847
−HK$3,753/mo
▼ 0.25% · 3.875%
HK$61,708
−HK$1,892/mo
Today · 4.125%
HK$63,600
baseline
▲ 0.50% · 4.625%
HK$67,470
+HK$3,870/mo
Deposit HK$1.46M · loan HK$13.12M · min. income ≈ HK$127,200/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,579
−HK$3,597/mo
▼ 0.25% · 3.875%
HK$68,365
−HK$1,811/mo
Today · 4.125%
HK$70,176
baseline
▲ 0.50% · 4.625%
HK$73,875
+HK$3,699/mo
Deposit HK$1.46M · loan HK$13.12M · min. income ≈ HK$140,352/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,784 · Scale 2, in force from 26 Feb 2026)