LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,252
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$34,287
−HK$1,051/mo
Today · 4.125%
HK$35,338
baseline
▲ 0.50% · 4.625%
HK$37,488
+HK$2,150/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$70,676/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$546,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,993
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$37,985
−HK$1,007/mo
Today · 4.125%
HK$38,992
baseline
▲ 0.50% · 4.625%
HK$41,047
+HK$2,055/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$77,984/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$546,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,903
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$41,144
−HK$1,261/mo
Today · 4.125%
HK$42,405
baseline
▲ 0.50% · 4.625%
HK$44,985
+HK$2,580/mo
Deposit HK$5.83M · loan HK$8.75M · min. income ≈ HK$84,810/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$546,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,392
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$45,582
−HK$1,208/mo
Today · 4.125%
HK$46,790
baseline
▲ 0.50% · 4.625%
HK$49,256
+HK$2,466/mo
Deposit HK$5.83M · loan HK$8.75M · min. income ≈ HK$93,580/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$546,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,553
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$48,001
−HK$1,472/mo
Today · 4.125%
HK$49,473
baseline
▲ 0.50% · 4.625%
HK$52,483
+HK$3,010/mo
Deposit HK$4.37M · loan HK$10.21M · min. income ≈ HK$98,946/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,790
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$53,179
−HK$1,409/mo
Today · 4.125%
HK$54,588
baseline
▲ 0.50% · 4.625%
HK$57,466
+HK$2,878/mo
Deposit HK$4.37M · loan HK$10.21M · min. income ≈ HK$109,176/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,854
−HK$3,754/mo
▼ 0.25% · 3.875%
HK$61,716
−HK$1,892/mo
Today · 4.125%
HK$63,608
baseline
▲ 0.50% · 4.625%
HK$67,478
+HK$3,870/mo
Deposit HK$1.46M · loan HK$13.12M · min. income ≈ HK$127,216/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$546,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,587
−HK$3,598/mo
▼ 0.25% · 3.875%
HK$68,373
−HK$1,812/mo
Today · 4.125%
HK$70,185
baseline
▲ 0.50% · 4.625%
HK$73,884
+HK$3,699/mo
Deposit HK$1.46M · loan HK$13.12M · min. income ≈ HK$140,370/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$546,854 · Scale 2, in force from 26 Feb 2026)