LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,253
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$34,287
−HK$1,051/mo
Today · 4.125%
HK$35,338
baseline
▲ 0.50% · 4.625%
HK$37,489
+HK$2,151/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$70,676/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$546,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,994
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$37,986
−HK$1,006/mo
Today · 4.125%
HK$38,992
baseline
▲ 0.50% · 4.625%
HK$41,048
+HK$2,056/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$77,984/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$546,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,904
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$41,145
−HK$1,261/mo
Today · 4.125%
HK$42,406
baseline
▲ 0.50% · 4.625%
HK$44,986
+HK$2,580/mo
Deposit HK$5.83M · loan HK$8.75M · min. income ≈ HK$84,812/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$546,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,392
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$45,583
−HK$1,208/mo
Today · 4.125%
HK$46,791
baseline
▲ 0.50% · 4.625%
HK$49,257
+HK$2,466/mo
Deposit HK$5.83M · loan HK$8.75M · min. income ≈ HK$93,582/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$546,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,554
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$48,002
−HK$1,472/mo
Today · 4.125%
HK$49,474
baseline
▲ 0.50% · 4.625%
HK$52,484
+HK$3,010/mo
Deposit HK$4.37M · loan HK$10.21M · min. income ≈ HK$98,948/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,791
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$53,180
−HK$1,409/mo
Today · 4.125%
HK$54,589
baseline
▲ 0.50% · 4.625%
HK$57,467
+HK$2,878/mo
Deposit HK$4.37M · loan HK$10.21M · min. income ≈ HK$109,178/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,855
−HK$3,754/mo
▼ 0.25% · 3.875%
HK$61,717
−HK$1,892/mo
Today · 4.125%
HK$63,609
baseline
▲ 0.50% · 4.625%
HK$67,479
+HK$3,870/mo
Deposit HK$1.46M · loan HK$13.12M · min. income ≈ HK$127,218/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$546,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,589
−HK$3,597/mo
▼ 0.25% · 3.875%
HK$68,374
−HK$1,812/mo
Today · 4.125%
HK$70,186
baseline
▲ 0.50% · 4.625%
HK$73,886
+HK$3,700/mo
Deposit HK$1.46M · loan HK$13.12M · min. income ≈ HK$140,372/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$546,864 · Scale 2, in force from 26 Feb 2026)