LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,253
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$34,288
−HK$1,051/mo
Today · 4.125%
HK$35,339
baseline
▲ 0.50% · 4.625%
HK$37,489
+HK$2,150/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$70,678/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$546,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,994
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$37,986
−HK$1,007/mo
Today · 4.125%
HK$38,993
baseline
▲ 0.50% · 4.625%
HK$41,048
+HK$2,055/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$77,986/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$546,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,904
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$41,145
−HK$1,261/mo
Today · 4.125%
HK$42,406
baseline
▲ 0.50% · 4.625%
HK$44,987
+HK$2,581/mo
Deposit HK$5.83M · loan HK$8.75M · min. income ≈ HK$84,812/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$546,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,393
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$45,583
−HK$1,208/mo
Today · 4.125%
HK$46,791
baseline
▲ 0.50% · 4.625%
HK$49,258
+HK$2,467/mo
Deposit HK$5.83M · loan HK$8.75M · min. income ≈ HK$93,582/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$546,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,555
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$48,003
−HK$1,471/mo
Today · 4.125%
HK$49,474
baseline
▲ 0.50% · 4.625%
HK$52,484
+HK$3,010/mo
Deposit HK$4.37M · loan HK$10.21M · min. income ≈ HK$98,948/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,792
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$53,181
−HK$1,409/mo
Today · 4.125%
HK$54,590
baseline
▲ 0.50% · 4.625%
HK$57,467
+HK$2,877/mo
Deposit HK$4.37M · loan HK$10.21M · min. income ≈ HK$109,180/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,856
−HK$3,753/mo
▼ 0.25% · 3.875%
HK$61,718
−HK$1,891/mo
Today · 4.125%
HK$63,609
baseline
▲ 0.50% · 4.625%
HK$67,480
+HK$3,871/mo
Deposit HK$1.46M · loan HK$13.12M · min. income ≈ HK$127,218/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$546,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,589
−HK$3,598/mo
▼ 0.25% · 3.875%
HK$68,375
−HK$1,812/mo
Today · 4.125%
HK$70,187
baseline
▲ 0.50% · 4.625%
HK$73,886
+HK$3,699/mo
Deposit HK$1.46M · loan HK$13.12M · min. income ≈ HK$140,374/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$546,868 · Scale 2, in force from 26 Feb 2026)