LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,254
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$34,288
−HK$1,051/mo
Today · 4.125%
HK$35,339
baseline
▲ 0.50% · 4.625%
HK$37,489
+HK$2,150/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$70,678/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$546,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,994
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$37,987
−HK$1,006/mo
Today · 4.125%
HK$38,993
baseline
▲ 0.50% · 4.625%
HK$41,049
+HK$2,056/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$77,986/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$546,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,904
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$41,146
−HK$1,261/mo
Today · 4.125%
HK$42,407
baseline
▲ 0.50% · 4.625%
HK$44,987
+HK$2,580/mo
Deposit HK$5.83M · loan HK$8.75M · min. income ≈ HK$84,814/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$546,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,393
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$45,584
−HK$1,208/mo
Today · 4.125%
HK$46,792
baseline
▲ 0.50% · 4.625%
HK$49,258
+HK$2,466/mo
Deposit HK$5.83M · loan HK$8.75M · min. income ≈ HK$93,584/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$546,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,555
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$48,003
−HK$1,472/mo
Today · 4.125%
HK$49,475
baseline
▲ 0.50% · 4.625%
HK$52,485
+HK$3,010/mo
Deposit HK$4.37M · loan HK$10.21M · min. income ≈ HK$98,950/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,792
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$53,181
−HK$1,409/mo
Today · 4.125%
HK$54,590
baseline
▲ 0.50% · 4.625%
HK$57,468
+HK$2,878/mo
Deposit HK$4.37M · loan HK$10.21M · min. income ≈ HK$109,180/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,857
−HK$3,753/mo
▼ 0.25% · 3.875%
HK$61,719
−HK$1,891/mo
Today · 4.125%
HK$63,610
baseline
▲ 0.50% · 4.625%
HK$67,481
+HK$3,871/mo
Deposit HK$1.46M · loan HK$13.12M · min. income ≈ HK$127,220/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$546,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,590
−HK$3,598/mo
▼ 0.25% · 3.875%
HK$68,376
−HK$1,812/mo
Today · 4.125%
HK$70,188
baseline
▲ 0.50% · 4.625%
HK$73,887
+HK$3,699/mo
Deposit HK$1.46M · loan HK$13.12M · min. income ≈ HK$140,376/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$546,875 · Scale 2, in force from 26 Feb 2026)