LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,255
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$34,289
−HK$1,051/mo
Today · 4.125%
HK$35,340
baseline
▲ 0.50% · 4.625%
HK$37,490
+HK$2,150/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$70,680/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$546,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,996
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$37,988
−HK$1,006/mo
Today · 4.125%
HK$38,994
baseline
▲ 0.50% · 4.625%
HK$41,050
+HK$2,056/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$77,988/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$546,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,906
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$41,147
−HK$1,261/mo
Today · 4.125%
HK$42,408
baseline
▲ 0.50% · 4.625%
HK$44,989
+HK$2,581/mo
Deposit HK$5.83M · loan HK$8.75M · min. income ≈ HK$84,816/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$546,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,395
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$45,585
−HK$1,208/mo
Today · 4.125%
HK$46,793
baseline
▲ 0.50% · 4.625%
HK$49,260
+HK$2,467/mo
Deposit HK$5.83M · loan HK$8.75M · min. income ≈ HK$93,586/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$546,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,557
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$48,005
−HK$1,471/mo
Today · 4.125%
HK$49,476
baseline
▲ 0.50% · 4.625%
HK$52,487
+HK$3,011/mo
Deposit HK$4.38M · loan HK$10.21M · min. income ≈ HK$98,952/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,794
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$53,183
−HK$1,409/mo
Today · 4.125%
HK$54,592
baseline
▲ 0.50% · 4.625%
HK$57,470
+HK$2,878/mo
Deposit HK$4.38M · loan HK$10.21M · min. income ≈ HK$109,184/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,859
−HK$3,753/mo
▼ 0.25% · 3.875%
HK$61,721
−HK$1,891/mo
Today · 4.125%
HK$63,612
baseline
▲ 0.50% · 4.625%
HK$67,483
+HK$3,871/mo
Deposit HK$1.46M · loan HK$13.13M · min. income ≈ HK$127,224/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$546,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,592
−HK$3,598/mo
▼ 0.25% · 3.875%
HK$68,378
−HK$1,812/mo
Today · 4.125%
HK$70,190
baseline
▲ 0.50% · 4.625%
HK$73,890
+HK$3,700/mo
Deposit HK$1.46M · loan HK$13.13M · min. income ≈ HK$140,380/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$546,892 · Scale 2, in force from 26 Feb 2026)