LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,256
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$34,290
−HK$1,051/mo
Today · 4.125%
HK$35,341
baseline
▲ 0.50% · 4.625%
HK$37,491
+HK$2,150/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$70,682/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$546,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,996
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$37,989
−HK$1,006/mo
Today · 4.125%
HK$38,995
baseline
▲ 0.50% · 4.625%
HK$41,051
+HK$2,056/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$77,990/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$546,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,907
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$41,148
−HK$1,261/mo
Today · 4.125%
HK$42,409
baseline
▲ 0.50% · 4.625%
HK$44,990
+HK$2,581/mo
Deposit HK$5.83M · loan HK$8.75M · min. income ≈ HK$84,818/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$546,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,396
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$45,586
−HK$1,208/mo
Today · 4.125%
HK$46,794
baseline
▲ 0.50% · 4.625%
HK$49,261
+HK$2,467/mo
Deposit HK$5.83M · loan HK$8.75M · min. income ≈ HK$93,588/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$546,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,558
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$48,006
−HK$1,471/mo
Today · 4.125%
HK$49,477
baseline
▲ 0.50% · 4.625%
HK$52,488
+HK$3,011/mo
Deposit HK$4.38M · loan HK$10.21M · min. income ≈ HK$98,954/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,795
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$53,184
−HK$1,409/mo
Today · 4.125%
HK$54,593
baseline
▲ 0.50% · 4.625%
HK$57,471
+HK$2,878/mo
Deposit HK$4.38M · loan HK$10.21M · min. income ≈ HK$109,186/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,860
−HK$3,754/mo
▼ 0.25% · 3.875%
HK$61,722
−HK$1,892/mo
Today · 4.125%
HK$63,614
baseline
▲ 0.50% · 4.625%
HK$67,484
+HK$3,870/mo
Deposit HK$1.46M · loan HK$13.13M · min. income ≈ HK$127,228/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$546,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,594
−HK$3,597/mo
▼ 0.25% · 3.875%
HK$68,380
−HK$1,811/mo
Today · 4.125%
HK$70,191
baseline
▲ 0.50% · 4.625%
HK$73,891
+HK$3,700/mo
Deposit HK$1.46M · loan HK$13.13M · min. income ≈ HK$140,382/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$546,905 · Scale 2, in force from 26 Feb 2026)