LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,256
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$34,290
−HK$1,051/mo
Today · 4.125%
HK$35,341
baseline
▲ 0.50% · 4.625%
HK$37,492
+HK$2,151/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$70,682/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$546,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,997
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$37,989
−HK$1,007/mo
Today · 4.125%
HK$38,996
baseline
▲ 0.50% · 4.625%
HK$41,051
+HK$2,055/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$77,992/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$546,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,907
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$41,148
−HK$1,262/mo
Today · 4.125%
HK$42,410
baseline
▲ 0.50% · 4.625%
HK$44,990
+HK$2,580/mo
Deposit HK$5.83M · loan HK$8.75M · min. income ≈ HK$84,820/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$546,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,396
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$45,587
−HK$1,208/mo
Today · 4.125%
HK$46,795
baseline
▲ 0.50% · 4.625%
HK$49,261
+HK$2,466/mo
Deposit HK$5.83M · loan HK$8.75M · min. income ≈ HK$93,590/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$546,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,558
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$48,006
−HK$1,472/mo
Today · 4.125%
HK$49,478
baseline
▲ 0.50% · 4.625%
HK$52,488
+HK$3,010/mo
Deposit HK$4.38M · loan HK$10.21M · min. income ≈ HK$98,956/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,796
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$53,185
−HK$1,409/mo
Today · 4.125%
HK$54,594
baseline
▲ 0.50% · 4.625%
HK$57,472
+HK$2,878/mo
Deposit HK$4.38M · loan HK$10.21M · min. income ≈ HK$109,188/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,861
−HK$3,753/mo
▼ 0.25% · 3.875%
HK$61,723
−HK$1,891/mo
Today · 4.125%
HK$63,614
baseline
▲ 0.50% · 4.625%
HK$67,485
+HK$3,871/mo
Deposit HK$1.46M · loan HK$13.13M · min. income ≈ HK$127,228/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$546,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,594
−HK$3,598/mo
▼ 0.25% · 3.875%
HK$68,380
−HK$1,812/mo
Today · 4.125%
HK$70,192
baseline
▲ 0.50% · 4.625%
HK$73,892
+HK$3,700/mo
Deposit HK$1.46M · loan HK$13.13M · min. income ≈ HK$140,384/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$546,911 · Scale 2, in force from 26 Feb 2026)