LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,259
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$34,293
−HK$1,051/mo
Today · 4.125%
HK$35,344
baseline
▲ 0.50% · 4.625%
HK$37,495
+HK$2,151/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$70,688/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$546,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,000
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$37,992
−HK$1,007/mo
Today · 4.125%
HK$38,999
baseline
▲ 0.50% · 4.625%
HK$41,054
+HK$2,055/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$77,998/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$546,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,910
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$41,152
−HK$1,261/mo
Today · 4.125%
HK$42,413
baseline
▲ 0.50% · 4.625%
HK$44,994
+HK$2,581/mo
Deposit HK$5.83M · loan HK$8.75M · min. income ≈ HK$84,826/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$546,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,400
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$45,591
−HK$1,208/mo
Today · 4.125%
HK$46,799
baseline
▲ 0.50% · 4.625%
HK$49,265
+HK$2,466/mo
Deposit HK$5.83M · loan HK$8.75M · min. income ≈ HK$93,598/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$546,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,562
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$48,010
−HK$1,472/mo
Today · 4.125%
HK$49,482
baseline
▲ 0.50% · 4.625%
HK$52,493
+HK$3,011/mo
Deposit HK$4.38M · loan HK$10.21M · min. income ≈ HK$98,964/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,800
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$53,189
−HK$1,409/mo
Today · 4.125%
HK$54,598
baseline
▲ 0.50% · 4.625%
HK$57,476
+HK$2,878/mo
Deposit HK$4.38M · loan HK$10.21M · min. income ≈ HK$109,196/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,865
−HK$3,755/mo
▼ 0.25% · 3.875%
HK$61,728
−HK$1,892/mo
Today · 4.125%
HK$63,620
baseline
▲ 0.50% · 4.625%
HK$67,491
+HK$3,871/mo
Deposit HK$1.46M · loan HK$13.13M · min. income ≈ HK$127,240/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$546,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,600
−HK$3,598/mo
▼ 0.25% · 3.875%
HK$68,386
−HK$1,812/mo
Today · 4.125%
HK$70,198
baseline
▲ 0.50% · 4.625%
HK$73,898
+HK$3,700/mo
Deposit HK$1.46M · loan HK$13.13M · min. income ≈ HK$140,396/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$546,955 · Scale 2, in force from 26 Feb 2026)