LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,260
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$34,294
−HK$1,051/mo
Today · 4.125%
HK$35,345
baseline
▲ 0.50% · 4.625%
HK$37,496
+HK$2,151/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$70,690/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$546,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,001
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$37,993
−HK$1,007/mo
Today · 4.125%
HK$39,000
baseline
▲ 0.50% · 4.625%
HK$41,056
+HK$2,056/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$78,000/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$546,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,912
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$41,153
−HK$1,261/mo
Today · 4.125%
HK$42,414
baseline
▲ 0.50% · 4.625%
HK$44,995
+HK$2,581/mo
Deposit HK$5.83M · loan HK$8.75M · min. income ≈ HK$84,828/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$546,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,401
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$45,592
−HK$1,208/mo
Today · 4.125%
HK$46,800
baseline
▲ 0.50% · 4.625%
HK$49,267
+HK$2,467/mo
Deposit HK$5.83M · loan HK$8.75M · min. income ≈ HK$93,600/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$546,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,564
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$48,012
−HK$1,471/mo
Today · 4.125%
HK$49,483
baseline
▲ 0.50% · 4.625%
HK$52,494
+HK$3,011/mo
Deposit HK$4.38M · loan HK$10.21M · min. income ≈ HK$98,966/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,801
−HK$2,799/mo
▼ 0.25% · 3.875%
HK$53,191
−HK$1,409/mo
Today · 4.125%
HK$54,600
baseline
▲ 0.50% · 4.625%
HK$57,478
+HK$2,878/mo
Deposit HK$4.38M · loan HK$10.21M · min. income ≈ HK$109,200/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,867
−HK$3,755/mo
▼ 0.25% · 3.875%
HK$61,730
−HK$1,892/mo
Today · 4.125%
HK$63,622
baseline
▲ 0.50% · 4.625%
HK$67,493
+HK$3,871/mo
Deposit HK$1.46M · loan HK$13.13M · min. income ≈ HK$127,244/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$546,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,602
−HK$3,598/mo
▼ 0.25% · 3.875%
HK$68,388
−HK$1,812/mo
Today · 4.125%
HK$70,200
baseline
▲ 0.50% · 4.625%
HK$73,901
+HK$3,701/mo
Deposit HK$1.46M · loan HK$13.13M · min. income ≈ HK$140,400/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$546,973 · Scale 2, in force from 26 Feb 2026)