LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,260
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$34,295
−HK$1,051/mo
Today · 4.125%
HK$35,346
baseline
▲ 0.50% · 4.625%
HK$37,497
+HK$2,151/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$70,692/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$546,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,002
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$37,994
−HK$1,007/mo
Today · 4.125%
HK$39,001
baseline
▲ 0.50% · 4.625%
HK$41,056
+HK$2,055/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$78,002/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$546,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,912
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$41,154
−HK$1,261/mo
Today · 4.125%
HK$42,415
baseline
▲ 0.50% · 4.625%
HK$44,996
+HK$2,581/mo
Deposit HK$5.83M · loan HK$8.75M · min. income ≈ HK$84,830/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$546,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,402
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$45,593
−HK$1,208/mo
Today · 4.125%
HK$46,801
baseline
▲ 0.50% · 4.625%
HK$49,268
+HK$2,467/mo
Deposit HK$5.83M · loan HK$8.75M · min. income ≈ HK$93,602/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$546,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,564
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$48,013
−HK$1,471/mo
Today · 4.125%
HK$49,484
baseline
▲ 0.50% · 4.625%
HK$52,495
+HK$3,011/mo
Deposit HK$4.38M · loan HK$10.21M · min. income ≈ HK$98,968/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,802
−HK$2,799/mo
▼ 0.25% · 3.875%
HK$53,191
−HK$1,410/mo
Today · 4.125%
HK$54,601
baseline
▲ 0.50% · 4.625%
HK$57,479
+HK$2,878/mo
Deposit HK$4.38M · loan HK$10.21M · min. income ≈ HK$109,202/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,868
−HK$3,755/mo
▼ 0.25% · 3.875%
HK$61,730
−HK$1,893/mo
Today · 4.125%
HK$63,623
baseline
▲ 0.50% · 4.625%
HK$67,494
+HK$3,871/mo
Deposit HK$1.46M · loan HK$13.13M · min. income ≈ HK$127,246/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$546,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,603
−HK$3,598/mo
▼ 0.25% · 3.875%
HK$68,389
−HK$1,812/mo
Today · 4.125%
HK$70,201
baseline
▲ 0.50% · 4.625%
HK$73,902
+HK$3,701/mo
Deposit HK$1.46M · loan HK$13.13M · min. income ≈ HK$140,402/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$546,981 · Scale 2, in force from 26 Feb 2026)