LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,261
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$34,296
−HK$1,051/mo
Today · 4.125%
HK$35,347
baseline
▲ 0.50% · 4.625%
HK$37,498
+HK$2,151/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$70,694/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$546,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,003
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$37,995
−HK$1,007/mo
Today · 4.125%
HK$39,002
baseline
▲ 0.50% · 4.625%
HK$41,057
+HK$2,055/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$78,004/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$546,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,913
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$41,155
−HK$1,261/mo
Today · 4.125%
HK$42,416
baseline
▲ 0.50% · 4.625%
HK$44,997
+HK$2,581/mo
Deposit HK$5.83M · loan HK$8.75M · min. income ≈ HK$84,832/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$546,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,403
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$45,594
−HK$1,208/mo
Today · 4.125%
HK$46,802
baseline
▲ 0.50% · 4.625%
HK$49,269
+HK$2,467/mo
Deposit HK$5.83M · loan HK$8.75M · min. income ≈ HK$93,604/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$546,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,565
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$48,014
−HK$1,471/mo
Today · 4.125%
HK$49,485
baseline
▲ 0.50% · 4.625%
HK$52,497
+HK$3,012/mo
Deposit HK$4.38M · loan HK$10.21M · min. income ≈ HK$98,970/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,804
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$53,193
−HK$1,409/mo
Today · 4.125%
HK$54,602
baseline
▲ 0.50% · 4.625%
HK$57,480
+HK$2,878/mo
Deposit HK$4.38M · loan HK$10.21M · min. income ≈ HK$109,204/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,870
−HK$3,754/mo
▼ 0.25% · 3.875%
HK$61,732
−HK$1,892/mo
Today · 4.125%
HK$63,624
baseline
▲ 0.50% · 4.625%
HK$67,496
+HK$3,872/mo
Deposit HK$1.46M · loan HK$13.13M · min. income ≈ HK$127,248/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$546,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,605
−HK$3,598/mo
▼ 0.25% · 3.875%
HK$68,391
−HK$1,812/mo
Today · 4.125%
HK$70,203
baseline
▲ 0.50% · 4.625%
HK$73,903
+HK$3,700/mo
Deposit HK$1.46M · loan HK$13.13M · min. income ≈ HK$140,406/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$546,995 · Scale 2, in force from 26 Feb 2026)