LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,262
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$34,296
−HK$1,051/mo
Today · 4.125%
HK$35,347
baseline
▲ 0.50% · 4.625%
HK$37,498
+HK$2,151/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$70,694/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$547,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,003
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$37,996
−HK$1,006/mo
Today · 4.125%
HK$39,002
baseline
▲ 0.50% · 4.625%
HK$41,058
+HK$2,056/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$78,004/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$547,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,914
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$41,156
−HK$1,261/mo
Today · 4.125%
HK$42,417
baseline
▲ 0.50% · 4.625%
HK$44,998
+HK$2,581/mo
Deposit HK$5.83M · loan HK$8.75M · min. income ≈ HK$84,834/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$547,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,404
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$45,595
−HK$1,208/mo
Today · 4.125%
HK$46,803
baseline
▲ 0.50% · 4.625%
HK$49,270
+HK$2,467/mo
Deposit HK$5.83M · loan HK$8.75M · min. income ≈ HK$93,606/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$547,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,566
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$48,015
−HK$1,471/mo
Today · 4.125%
HK$49,486
baseline
▲ 0.50% · 4.625%
HK$52,498
+HK$3,012/mo
Deposit HK$4.38M · loan HK$10.21M · min. income ≈ HK$98,972/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$547,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,805
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$53,194
−HK$1,409/mo
Today · 4.125%
HK$54,603
baseline
▲ 0.50% · 4.625%
HK$57,482
+HK$2,879/mo
Deposit HK$4.38M · loan HK$10.21M · min. income ≈ HK$109,206/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$547,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,871
−HK$3,754/mo
▼ 0.25% · 3.875%
HK$61,733
−HK$1,892/mo
Today · 4.125%
HK$63,625
baseline
▲ 0.50% · 4.625%
HK$67,497
+HK$3,872/mo
Deposit HK$1.46M · loan HK$13.13M · min. income ≈ HK$127,250/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,606
−HK$3,598/mo
▼ 0.25% · 3.875%
HK$68,392
−HK$1,812/mo
Today · 4.125%
HK$70,204
baseline
▲ 0.50% · 4.625%
HK$73,905
+HK$3,701/mo
Deposit HK$1.46M · loan HK$13.13M · min. income ≈ HK$140,408/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,005 · Scale 2, in force from 26 Feb 2026)