LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,264
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$34,298
−HK$1,052/mo
Today · 4.125%
HK$35,350
baseline
▲ 0.50% · 4.625%
HK$37,500
+HK$2,150/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$70,700/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$547,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,005
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$37,998
−HK$1,007/mo
Today · 4.125%
HK$39,005
baseline
▲ 0.50% · 4.625%
HK$41,061
+HK$2,056/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$78,010/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$547,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,916
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$41,158
−HK$1,261/mo
Today · 4.125%
HK$42,419
baseline
▲ 0.50% · 4.625%
HK$45,001
+HK$2,582/mo
Deposit HK$5.84M · loan HK$8.75M · min. income ≈ HK$84,838/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$547,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,407
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$45,597
−HK$1,209/mo
Today · 4.125%
HK$46,806
baseline
▲ 0.50% · 4.625%
HK$49,273
+HK$2,467/mo
Deposit HK$5.84M · loan HK$8.75M · min. income ≈ HK$93,612/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$547,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,569
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$48,018
−HK$1,471/mo
Today · 4.125%
HK$49,489
baseline
▲ 0.50% · 4.625%
HK$52,501
+HK$3,012/mo
Deposit HK$4.38M · loan HK$10.21M · min. income ≈ HK$98,978/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$547,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,808
−HK$2,799/mo
▼ 0.25% · 3.875%
HK$53,197
−HK$1,410/mo
Today · 4.125%
HK$54,607
baseline
▲ 0.50% · 4.625%
HK$57,485
+HK$2,878/mo
Deposit HK$4.38M · loan HK$10.21M · min. income ≈ HK$109,214/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$547,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,874
−HK$3,755/mo
▼ 0.25% · 3.875%
HK$61,737
−HK$1,892/mo
Today · 4.125%
HK$63,629
baseline
▲ 0.50% · 4.625%
HK$67,501
+HK$3,872/mo
Deposit HK$1.46M · loan HK$13.13M · min. income ≈ HK$127,258/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,610
−HK$3,598/mo
▼ 0.25% · 3.875%
HK$68,396
−HK$1,812/mo
Today · 4.125%
HK$70,208
baseline
▲ 0.50% · 4.625%
HK$73,909
+HK$3,701/mo
Deposit HK$1.46M · loan HK$13.13M · min. income ≈ HK$140,416/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,038 · Scale 2, in force from 26 Feb 2026)