LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,264
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$34,299
−HK$1,051/mo
Today · 4.125%
HK$35,350
baseline
▲ 0.50% · 4.625%
HK$37,501
+HK$2,151/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$70,700/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$547,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,006
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$37,998
−HK$1,007/mo
Today · 4.125%
HK$39,005
baseline
▲ 0.50% · 4.625%
HK$41,061
+HK$2,056/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$78,010/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$547,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,917
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$41,159
−HK$1,261/mo
Today · 4.125%
HK$42,420
baseline
▲ 0.50% · 4.625%
HK$45,001
+HK$2,581/mo
Deposit HK$5.84M · loan HK$8.75M · min. income ≈ HK$84,840/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$547,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,407
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$45,598
−HK$1,208/mo
Today · 4.125%
HK$46,806
baseline
▲ 0.50% · 4.625%
HK$49,274
+HK$2,468/mo
Deposit HK$5.84M · loan HK$8.75M · min. income ≈ HK$93,612/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$547,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,570
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$48,018
−HK$1,472/mo
Today · 4.125%
HK$49,490
baseline
▲ 0.50% · 4.625%
HK$52,501
+HK$3,011/mo
Deposit HK$4.38M · loan HK$10.21M · min. income ≈ HK$98,980/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$547,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,808
−HK$2,799/mo
▼ 0.25% · 3.875%
HK$53,198
−HK$1,409/mo
Today · 4.125%
HK$54,607
baseline
▲ 0.50% · 4.625%
HK$57,486
+HK$2,879/mo
Deposit HK$4.38M · loan HK$10.21M · min. income ≈ HK$109,214/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$547,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,875
−HK$3,755/mo
▼ 0.25% · 3.875%
HK$61,738
−HK$1,892/mo
Today · 4.125%
HK$63,630
baseline
▲ 0.50% · 4.625%
HK$67,502
+HK$3,872/mo
Deposit HK$1.46M · loan HK$13.13M · min. income ≈ HK$127,260/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,611
−HK$3,598/mo
▼ 0.25% · 3.875%
HK$68,397
−HK$1,812/mo
Today · 4.125%
HK$70,209
baseline
▲ 0.50% · 4.625%
HK$73,910
+HK$3,701/mo
Deposit HK$1.46M · loan HK$13.13M · min. income ≈ HK$140,418/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,046 · Scale 2, in force from 26 Feb 2026)