LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,265
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$34,300
−HK$1,051/mo
Today · 4.125%
HK$35,351
baseline
▲ 0.50% · 4.625%
HK$37,502
+HK$2,151/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$70,702/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$547,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,007
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$37,999
−HK$1,007/mo
Today · 4.125%
HK$39,006
baseline
▲ 0.50% · 4.625%
HK$41,062
+HK$2,056/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$78,012/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$547,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,918
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$41,159
−HK$1,262/mo
Today · 4.125%
HK$42,421
baseline
▲ 0.50% · 4.625%
HK$45,002
+HK$2,581/mo
Deposit HK$5.84M · loan HK$8.75M · min. income ≈ HK$84,842/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$547,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,408
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$45,599
−HK$1,208/mo
Today · 4.125%
HK$46,807
baseline
▲ 0.50% · 4.625%
HK$49,275
+HK$2,468/mo
Deposit HK$5.84M · loan HK$8.75M · min. income ≈ HK$93,614/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$547,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,571
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$48,019
−HK$1,472/mo
Today · 4.125%
HK$49,491
baseline
▲ 0.50% · 4.625%
HK$52,503
+HK$3,012/mo
Deposit HK$4.38M · loan HK$10.21M · min. income ≈ HK$98,982/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$547,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,809
−HK$2,800/mo
▼ 0.25% · 3.875%
HK$53,199
−HK$1,410/mo
Today · 4.125%
HK$54,609
baseline
▲ 0.50% · 4.625%
HK$57,487
+HK$2,878/mo
Deposit HK$4.38M · loan HK$10.21M · min. income ≈ HK$109,218/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$547,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,877
−HK$3,754/mo
▼ 0.25% · 3.875%
HK$61,739
−HK$1,892/mo
Today · 4.125%
HK$63,631
baseline
▲ 0.50% · 4.625%
HK$67,503
+HK$3,872/mo
Deposit HK$1.46M · loan HK$13.13M · min. income ≈ HK$127,262/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,612
−HK$3,599/mo
▼ 0.25% · 3.875%
HK$68,399
−HK$1,812/mo
Today · 4.125%
HK$70,211
baseline
▲ 0.50% · 4.625%
HK$73,912
+HK$3,701/mo
Deposit HK$1.46M · loan HK$13.13M · min. income ≈ HK$140,422/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,058 · Scale 2, in force from 26 Feb 2026)