LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,266
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$34,301
−HK$1,052/mo
Today · 4.125%
HK$35,353
baseline
▲ 0.50% · 4.625%
HK$37,504
+HK$2,151/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$70,706/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$547,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,009
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$38,001
−HK$1,007/mo
Today · 4.125%
HK$39,008
baseline
▲ 0.50% · 4.625%
HK$41,064
+HK$2,056/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$78,016/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$547,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,920
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$41,162
−HK$1,261/mo
Today · 4.125%
HK$42,423
baseline
▲ 0.50% · 4.625%
HK$45,004
+HK$2,581/mo
Deposit HK$5.84M · loan HK$8.75M · min. income ≈ HK$84,846/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$547,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,410
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$45,601
−HK$1,209/mo
Today · 4.125%
HK$46,810
baseline
▲ 0.50% · 4.625%
HK$49,277
+HK$2,467/mo
Deposit HK$5.84M · loan HK$8.75M · min. income ≈ HK$93,620/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$547,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,573
−HK$2,921/mo
▼ 0.25% · 3.875%
HK$48,022
−HK$1,472/mo
Today · 4.125%
HK$49,494
baseline
▲ 0.50% · 4.625%
HK$52,505
+HK$3,011/mo
Deposit HK$4.38M · loan HK$10.21M · min. income ≈ HK$98,988/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$547,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,812
−HK$2,799/mo
▼ 0.25% · 3.875%
HK$53,202
−HK$1,409/mo
Today · 4.125%
HK$54,611
baseline
▲ 0.50% · 4.625%
HK$57,490
+HK$2,879/mo
Deposit HK$4.38M · loan HK$10.21M · min. income ≈ HK$109,222/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$547,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,880
−HK$3,755/mo
▼ 0.25% · 3.875%
HK$61,742
−HK$1,893/mo
Today · 4.125%
HK$63,635
baseline
▲ 0.50% · 4.625%
HK$67,507
+HK$3,872/mo
Deposit HK$1.46M · loan HK$13.13M · min. income ≈ HK$127,270/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,616
−HK$3,599/mo
▼ 0.25% · 3.875%
HK$68,402
−HK$1,813/mo
Today · 4.125%
HK$70,215
baseline
▲ 0.50% · 4.625%
HK$73,916
+HK$3,701/mo
Deposit HK$1.46M · loan HK$13.13M · min. income ≈ HK$140,430/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,085 · Scale 2, in force from 26 Feb 2026)