LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,267
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$34,302
−HK$1,051/mo
Today · 4.125%
HK$35,353
baseline
▲ 0.50% · 4.625%
HK$37,504
+HK$2,151/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$70,706/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$547,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,009
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$38,002
−HK$1,007/mo
Today · 4.125%
HK$39,009
baseline
▲ 0.50% · 4.625%
HK$41,065
+HK$2,056/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$78,018/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$547,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,921
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$41,162
−HK$1,262/mo
Today · 4.125%
HK$42,424
baseline
▲ 0.50% · 4.625%
HK$45,005
+HK$2,581/mo
Deposit HK$5.84M · loan HK$8.75M · min. income ≈ HK$84,848/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$547,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,411
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$45,602
−HK$1,209/mo
Today · 4.125%
HK$46,811
baseline
▲ 0.50% · 4.625%
HK$49,278
+HK$2,467/mo
Deposit HK$5.84M · loan HK$8.75M · min. income ≈ HK$93,622/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$547,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,574
−HK$2,921/mo
▼ 0.25% · 3.875%
HK$48,023
−HK$1,472/mo
Today · 4.125%
HK$49,495
baseline
▲ 0.50% · 4.625%
HK$52,506
+HK$3,011/mo
Deposit HK$4.38M · loan HK$10.21M · min. income ≈ HK$98,990/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$547,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,813
−HK$2,799/mo
▼ 0.25% · 3.875%
HK$53,203
−HK$1,409/mo
Today · 4.125%
HK$54,612
baseline
▲ 0.50% · 4.625%
HK$57,491
+HK$2,879/mo
Deposit HK$4.38M · loan HK$10.21M · min. income ≈ HK$109,224/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$547,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,881
−HK$3,755/mo
▼ 0.25% · 3.875%
HK$61,743
−HK$1,893/mo
Today · 4.125%
HK$63,636
baseline
▲ 0.50% · 4.625%
HK$67,508
+HK$3,872/mo
Deposit HK$1.46M · loan HK$13.13M · min. income ≈ HK$127,272/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,617
−HK$3,599/mo
▼ 0.25% · 3.875%
HK$68,403
−HK$1,813/mo
Today · 4.125%
HK$70,216
baseline
▲ 0.50% · 4.625%
HK$73,917
+HK$3,701/mo
Deposit HK$1.46M · loan HK$13.13M · min. income ≈ HK$140,432/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,096 · Scale 2, in force from 26 Feb 2026)