LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,271
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$34,306
−HK$1,051/mo
Today · 4.125%
HK$35,357
baseline
▲ 0.50% · 4.625%
HK$37,509
+HK$2,152/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$70,714/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$547,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,013
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$38,006
−HK$1,007/mo
Today · 4.125%
HK$39,013
baseline
▲ 0.50% · 4.625%
HK$41,070
+HK$2,057/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$78,026/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$547,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,925
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$41,167
−HK$1,262/mo
Today · 4.125%
HK$42,429
baseline
▲ 0.50% · 4.625%
HK$45,010
+HK$2,581/mo
Deposit HK$5.84M · loan HK$8.75M · min. income ≈ HK$84,858/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$547,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,416
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$45,607
−HK$1,209/mo
Today · 4.125%
HK$46,816
baseline
▲ 0.50% · 4.625%
HK$49,284
+HK$2,468/mo
Deposit HK$5.84M · loan HK$8.75M · min. income ≈ HK$93,632/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$547,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,579
−HK$2,921/mo
▼ 0.25% · 3.875%
HK$48,028
−HK$1,472/mo
Today · 4.125%
HK$49,500
baseline
▲ 0.50% · 4.625%
HK$52,512
+HK$3,012/mo
Deposit HK$4.38M · loan HK$10.21M · min. income ≈ HK$99,000/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$547,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,819
−HK$2,799/mo
▼ 0.25% · 3.875%
HK$53,209
−HK$1,409/mo
Today · 4.125%
HK$54,618
baseline
▲ 0.50% · 4.625%
HK$57,497
+HK$2,879/mo
Deposit HK$4.38M · loan HK$10.21M · min. income ≈ HK$109,236/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$547,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,887
−HK$3,756/mo
▼ 0.25% · 3.875%
HK$61,750
−HK$1,893/mo
Today · 4.125%
HK$63,643
baseline
▲ 0.50% · 4.625%
HK$67,515
+HK$3,872/mo
Deposit HK$1.46M · loan HK$13.13M · min. income ≈ HK$127,286/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,624
−HK$3,600/mo
▼ 0.25% · 3.875%
HK$68,411
−HK$1,813/mo
Today · 4.125%
HK$70,224
baseline
▲ 0.50% · 4.625%
HK$73,925
+HK$3,701/mo
Deposit HK$1.46M · loan HK$13.13M · min. income ≈ HK$140,448/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,157 · Scale 2, in force from 26 Feb 2026)