LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,272
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$34,307
−HK$1,051/mo
Today · 4.125%
HK$35,358
baseline
▲ 0.50% · 4.625%
HK$37,510
+HK$2,152/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$70,716/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$547,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,015
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$38,008
−HK$1,007/mo
Today · 4.125%
HK$39,015
baseline
▲ 0.50% · 4.625%
HK$41,071
+HK$2,056/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$78,030/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$547,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,926
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$41,168
−HK$1,262/mo
Today · 4.125%
HK$42,430
baseline
▲ 0.50% · 4.625%
HK$45,012
+HK$2,582/mo
Deposit HK$5.84M · loan HK$8.75M · min. income ≈ HK$84,860/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$547,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,418
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$45,609
−HK$1,208/mo
Today · 4.125%
HK$46,817
baseline
▲ 0.50% · 4.625%
HK$49,285
+HK$2,468/mo
Deposit HK$5.84M · loan HK$8.75M · min. income ≈ HK$93,634/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$547,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,581
−HK$2,921/mo
▼ 0.25% · 3.875%
HK$48,030
−HK$1,472/mo
Today · 4.125%
HK$49,502
baseline
▲ 0.50% · 4.625%
HK$52,514
+HK$3,012/mo
Deposit HK$4.38M · loan HK$10.21M · min. income ≈ HK$99,004/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$547,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,821
−HK$2,799/mo
▼ 0.25% · 3.875%
HK$53,211
−HK$1,409/mo
Today · 4.125%
HK$54,620
baseline
▲ 0.50% · 4.625%
HK$57,500
+HK$2,880/mo
Deposit HK$4.38M · loan HK$10.21M · min. income ≈ HK$109,240/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$547,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,890
−HK$3,755/mo
▼ 0.25% · 3.875%
HK$61,753
−HK$1,892/mo
Today · 4.125%
HK$63,645
baseline
▲ 0.50% · 4.625%
HK$67,518
+HK$3,873/mo
Deposit HK$1.46M · loan HK$13.13M · min. income ≈ HK$127,290/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,627
−HK$3,599/mo
▼ 0.25% · 3.875%
HK$68,414
−HK$1,812/mo
Today · 4.125%
HK$70,226
baseline
▲ 0.50% · 4.625%
HK$73,928
+HK$3,702/mo
Deposit HK$1.46M · loan HK$13.13M · min. income ≈ HK$140,452/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,176 · Scale 2, in force from 26 Feb 2026)