LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,279
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$34,314
−HK$1,052/mo
Today · 4.125%
HK$35,366
baseline
▲ 0.50% · 4.625%
HK$37,518
+HK$2,152/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$70,732/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$547,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,023
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$38,016
−HK$1,007/mo
Today · 4.125%
HK$39,023
baseline
▲ 0.50% · 4.625%
HK$41,080
+HK$2,057/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$78,046/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$547,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,935
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$41,177
−HK$1,262/mo
Today · 4.125%
HK$42,439
baseline
▲ 0.50% · 4.625%
HK$45,022
+HK$2,583/mo
Deposit HK$5.84M · loan HK$8.76M · min. income ≈ HK$84,878/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,427
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$45,619
−HK$1,209/mo
Today · 4.125%
HK$46,828
baseline
▲ 0.50% · 4.625%
HK$49,296
+HK$2,468/mo
Deposit HK$5.84M · loan HK$8.76M · min. income ≈ HK$93,656/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,591
−HK$2,922/mo
▼ 0.25% · 3.875%
HK$48,040
−HK$1,473/mo
Today · 4.125%
HK$49,513
baseline
▲ 0.50% · 4.625%
HK$52,525
+HK$3,012/mo
Deposit HK$4.38M · loan HK$10.22M · min. income ≈ HK$99,026/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,832
−HK$2,800/mo
▼ 0.25% · 3.875%
HK$53,222
−HK$1,410/mo
Today · 4.125%
HK$54,632
baseline
▲ 0.50% · 4.625%
HK$57,512
+HK$2,880/mo
Deposit HK$4.38M · loan HK$10.22M · min. income ≈ HK$109,264/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,903
−HK$3,756/mo
▼ 0.25% · 3.875%
HK$61,766
−HK$1,893/mo
Today · 4.125%
HK$63,659
baseline
▲ 0.50% · 4.625%
HK$67,533
+HK$3,874/mo
Deposit HK$1.46M · loan HK$13.14M · min. income ≈ HK$127,318/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,641
−HK$3,601/mo
▼ 0.25% · 3.875%
HK$68,428
−HK$1,814/mo
Today · 4.125%
HK$70,242
baseline
▲ 0.50% · 4.625%
HK$73,944
+HK$3,702/mo
Deposit HK$1.46M · loan HK$13.14M · min. income ≈ HK$140,484/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,295 · Scale 2, in force from 26 Feb 2026)