LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,280
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$34,315
−HK$1,052/mo
Today · 4.125%
HK$35,367
baseline
▲ 0.50% · 4.625%
HK$37,519
+HK$2,152/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$70,734/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$547,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,023
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$38,016
−HK$1,007/mo
Today · 4.125%
HK$39,023
baseline
▲ 0.50% · 4.625%
HK$41,080
+HK$2,057/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$78,046/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$547,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,936
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$41,178
−HK$1,262/mo
Today · 4.125%
HK$42,440
baseline
▲ 0.50% · 4.625%
HK$45,022
+HK$2,582/mo
Deposit HK$5.84M · loan HK$8.76M · min. income ≈ HK$84,880/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,428
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$45,619
−HK$1,209/mo
Today · 4.125%
HK$46,828
baseline
▲ 0.50% · 4.625%
HK$49,297
+HK$2,469/mo
Deposit HK$5.84M · loan HK$8.76M · min. income ≈ HK$93,656/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,591
−HK$2,922/mo
▼ 0.25% · 3.875%
HK$48,041
−HK$1,472/mo
Today · 4.125%
HK$49,513
baseline
▲ 0.50% · 4.625%
HK$52,526
+HK$3,013/mo
Deposit HK$4.38M · loan HK$10.22M · min. income ≈ HK$99,026/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,833
−HK$2,800/mo
▼ 0.25% · 3.875%
HK$53,223
−HK$1,410/mo
Today · 4.125%
HK$54,633
baseline
▲ 0.50% · 4.625%
HK$57,513
+HK$2,880/mo
Deposit HK$4.38M · loan HK$10.22M · min. income ≈ HK$109,266/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,903
−HK$3,757/mo
▼ 0.25% · 3.875%
HK$61,767
−HK$1,893/mo
Today · 4.125%
HK$63,660
baseline
▲ 0.50% · 4.625%
HK$67,533
+HK$3,873/mo
Deposit HK$1.46M · loan HK$13.14M · min. income ≈ HK$127,320/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,642
−HK$3,600/mo
▼ 0.25% · 3.875%
HK$68,429
−HK$1,813/mo
Today · 4.125%
HK$70,242
baseline
▲ 0.50% · 4.625%
HK$73,945
+HK$3,703/mo
Deposit HK$1.46M · loan HK$13.14M · min. income ≈ HK$140,484/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,301 · Scale 2, in force from 26 Feb 2026)