LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,283
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$34,318
−HK$1,052/mo
Today · 4.125%
HK$35,370
baseline
▲ 0.50% · 4.625%
HK$37,522
+HK$2,152/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$70,740/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,027
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$38,020
−HK$1,008/mo
Today · 4.125%
HK$39,028
baseline
▲ 0.50% · 4.625%
HK$41,085
+HK$2,057/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$78,056/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,940
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$41,182
−HK$1,262/mo
Today · 4.125%
HK$42,444
baseline
▲ 0.50% · 4.625%
HK$45,027
+HK$2,583/mo
Deposit HK$5.84M · loan HK$8.76M · min. income ≈ HK$84,888/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,433
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$45,624
−HK$1,209/mo
Today · 4.125%
HK$46,833
baseline
▲ 0.50% · 4.625%
HK$49,302
+HK$2,469/mo
Deposit HK$5.84M · loan HK$8.76M · min. income ≈ HK$93,666/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,596
−HK$2,922/mo
▼ 0.25% · 3.875%
HK$48,046
−HK$1,472/mo
Today · 4.125%
HK$49,518
baseline
▲ 0.50% · 4.625%
HK$52,531
+HK$3,013/mo
Deposit HK$4.38M · loan HK$10.22M · min. income ≈ HK$99,036/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,838
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$53,228
−HK$1,411/mo
Today · 4.125%
HK$54,639
baseline
▲ 0.50% · 4.625%
HK$57,519
+HK$2,880/mo
Deposit HK$4.38M · loan HK$10.22M · min. income ≈ HK$109,278/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,910
−HK$3,756/mo
▼ 0.25% · 3.875%
HK$61,773
−HK$1,893/mo
Today · 4.125%
HK$63,666
baseline
▲ 0.50% · 4.625%
HK$67,540
+HK$3,874/mo
Deposit HK$1.46M · loan HK$13.14M · min. income ≈ HK$127,332/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,649
−HK$3,601/mo
▼ 0.25% · 3.875%
HK$68,436
−HK$1,814/mo
Today · 4.125%
HK$70,250
baseline
▲ 0.50% · 4.625%
HK$73,953
+HK$3,703/mo
Deposit HK$1.46M · loan HK$13.14M · min. income ≈ HK$140,500/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,358 · Scale 2, in force from 26 Feb 2026)