LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,285
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$34,320
−HK$1,052/mo
Today · 4.125%
HK$35,372
baseline
▲ 0.50% · 4.625%
HK$37,524
+HK$2,152/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$70,744/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,029
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$38,022
−HK$1,008/mo
Today · 4.125%
HK$39,030
baseline
▲ 0.50% · 4.625%
HK$41,087
+HK$2,057/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$78,060/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,942
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$41,184
−HK$1,263/mo
Today · 4.125%
HK$42,447
baseline
▲ 0.50% · 4.625%
HK$45,029
+HK$2,582/mo
Deposit HK$5.84M · loan HK$8.76M · min. income ≈ HK$84,894/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,435
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$45,627
−HK$1,209/mo
Today · 4.125%
HK$46,836
baseline
▲ 0.50% · 4.625%
HK$49,304
+HK$2,468/mo
Deposit HK$5.84M · loan HK$8.76M · min. income ≈ HK$93,672/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,599
−HK$2,922/mo
▼ 0.25% · 3.875%
HK$48,048
−HK$1,473/mo
Today · 4.125%
HK$49,521
baseline
▲ 0.50% · 4.625%
HK$52,534
+HK$3,013/mo
Deposit HK$4.38M · loan HK$10.22M · min. income ≈ HK$99,042/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,841
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$53,231
−HK$1,411/mo
Today · 4.125%
HK$54,642
baseline
▲ 0.50% · 4.625%
HK$57,522
+HK$2,880/mo
Deposit HK$4.38M · loan HK$10.22M · min. income ≈ HK$109,284/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,913
−HK$3,757/mo
▼ 0.25% · 3.875%
HK$61,776
−HK$1,894/mo
Today · 4.125%
HK$63,670
baseline
▲ 0.50% · 4.625%
HK$67,544
+HK$3,874/mo
Deposit HK$1.46M · loan HK$13.14M · min. income ≈ HK$127,340/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,652
−HK$3,601/mo
▼ 0.25% · 3.875%
HK$68,440
−HK$1,813/mo
Today · 4.125%
HK$70,253
baseline
▲ 0.50% · 4.625%
HK$73,957
+HK$3,704/mo
Deposit HK$1.46M · loan HK$13.14M · min. income ≈ HK$140,506/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,388 · Scale 2, in force from 26 Feb 2026)