LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,287
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$34,322
−HK$1,052/mo
Today · 4.125%
HK$35,374
baseline
▲ 0.50% · 4.625%
HK$37,527
+HK$2,153/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$70,748/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,031
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$38,024
−HK$1,008/mo
Today · 4.125%
HK$39,032
baseline
▲ 0.50% · 4.625%
HK$41,089
+HK$2,057/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$78,064/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,944
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$41,187
−HK$1,262/mo
Today · 4.125%
HK$42,449
baseline
▲ 0.50% · 4.625%
HK$45,032
+HK$2,583/mo
Deposit HK$5.84M · loan HK$8.76M · min. income ≈ HK$84,898/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,438
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$45,629
−HK$1,209/mo
Today · 4.125%
HK$46,838
baseline
▲ 0.50% · 4.625%
HK$49,307
+HK$2,469/mo
Deposit HK$5.84M · loan HK$8.76M · min. income ≈ HK$93,676/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,602
−HK$2,922/mo
▼ 0.25% · 3.875%
HK$48,051
−HK$1,473/mo
Today · 4.125%
HK$49,524
baseline
▲ 0.50% · 4.625%
HK$52,537
+HK$3,013/mo
Deposit HK$4.38M · loan HK$10.22M · min. income ≈ HK$99,048/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,844
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$53,234
−HK$1,411/mo
Today · 4.125%
HK$54,645
baseline
▲ 0.50% · 4.625%
HK$57,525
+HK$2,880/mo
Deposit HK$4.38M · loan HK$10.22M · min. income ≈ HK$109,290/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,916
−HK$3,758/mo
▼ 0.25% · 3.875%
HK$61,780
−HK$1,894/mo
Today · 4.125%
HK$63,674
baseline
▲ 0.50% · 4.625%
HK$67,548
+HK$3,874/mo
Deposit HK$1.46M · loan HK$13.14M · min. income ≈ HK$127,348/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,656
−HK$3,601/mo
▼ 0.25% · 3.875%
HK$68,444
−HK$1,813/mo
Today · 4.125%
HK$70,257
baseline
▲ 0.50% · 4.625%
HK$73,961
+HK$3,704/mo
Deposit HK$1.46M · loan HK$13.14M · min. income ≈ HK$140,514/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,420 · Scale 2, in force from 26 Feb 2026)