LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,287
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$34,323
−HK$1,052/mo
Today · 4.125%
HK$35,375
baseline
▲ 0.50% · 4.625%
HK$37,527
+HK$2,152/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$70,750/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,032
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$38,025
−HK$1,007/mo
Today · 4.125%
HK$39,032
baseline
▲ 0.50% · 4.625%
HK$41,090
+HK$2,058/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$78,064/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,945
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$41,187
−HK$1,263/mo
Today · 4.125%
HK$42,450
baseline
▲ 0.50% · 4.625%
HK$45,033
+HK$2,583/mo
Deposit HK$5.84M · loan HK$8.76M · min. income ≈ HK$84,900/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,438
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$45,630
−HK$1,209/mo
Today · 4.125%
HK$46,839
baseline
▲ 0.50% · 4.625%
HK$49,308
+HK$2,469/mo
Deposit HK$5.84M · loan HK$8.76M · min. income ≈ HK$93,678/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,602
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$48,052
−HK$1,473/mo
Today · 4.125%
HK$49,525
baseline
▲ 0.50% · 4.625%
HK$52,538
+HK$3,013/mo
Deposit HK$4.38M · loan HK$10.22M · min. income ≈ HK$99,050/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,844
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$53,235
−HK$1,410/mo
Today · 4.125%
HK$54,645
baseline
▲ 0.50% · 4.625%
HK$57,526
+HK$2,881/mo
Deposit HK$4.38M · loan HK$10.22M · min. income ≈ HK$109,290/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,917
−HK$3,757/mo
▼ 0.25% · 3.875%
HK$61,781
−HK$1,893/mo
Today · 4.125%
HK$63,674
baseline
▲ 0.50% · 4.625%
HK$67,549
+HK$3,875/mo
Deposit HK$1.46M · loan HK$13.14M · min. income ≈ HK$127,348/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,657
−HK$3,601/mo
▼ 0.25% · 3.875%
HK$68,445
−HK$1,813/mo
Today · 4.125%
HK$70,258
baseline
▲ 0.50% · 4.625%
HK$73,962
+HK$3,704/mo
Deposit HK$1.46M · loan HK$13.14M · min. income ≈ HK$140,516/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,427 · Scale 2, in force from 26 Feb 2026)