LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,289
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$34,324
−HK$1,052/mo
Today · 4.125%
HK$35,376
baseline
▲ 0.50% · 4.625%
HK$37,529
+HK$2,153/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$70,752/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,033
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$38,027
−HK$1,007/mo
Today · 4.125%
HK$39,034
baseline
▲ 0.50% · 4.625%
HK$41,092
+HK$2,058/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$78,068/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,947
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$41,189
−HK$1,263/mo
Today · 4.125%
HK$42,452
baseline
▲ 0.50% · 4.625%
HK$45,035
+HK$2,583/mo
Deposit HK$5.84M · loan HK$8.76M · min. income ≈ HK$84,904/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,440
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$45,632
−HK$1,209/mo
Today · 4.125%
HK$46,841
baseline
▲ 0.50% · 4.625%
HK$49,310
+HK$2,469/mo
Deposit HK$5.84M · loan HK$8.76M · min. income ≈ HK$93,682/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,604
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$48,054
−HK$1,473/mo
Today · 4.125%
HK$49,527
baseline
▲ 0.50% · 4.625%
HK$52,540
+HK$3,013/mo
Deposit HK$4.38M · loan HK$10.22M · min. income ≈ HK$99,054/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,847
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$53,237
−HK$1,411/mo
Today · 4.125%
HK$54,648
baseline
▲ 0.50% · 4.625%
HK$57,529
+HK$2,881/mo
Deposit HK$4.38M · loan HK$10.22M · min. income ≈ HK$109,296/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,920
−HK$3,757/mo
▼ 0.25% · 3.875%
HK$61,784
−HK$1,893/mo
Today · 4.125%
HK$63,677
baseline
▲ 0.50% · 4.625%
HK$67,552
+HK$3,875/mo
Deposit HK$1.46M · loan HK$13.14M · min. income ≈ HK$127,354/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,660
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$68,448
−HK$1,814/mo
Today · 4.125%
HK$70,262
baseline
▲ 0.50% · 4.625%
HK$73,965
+HK$3,703/mo
Deposit HK$1.46M · loan HK$13.14M · min. income ≈ HK$140,524/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,453 · Scale 2, in force from 26 Feb 2026)