LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,290
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$34,326
−HK$1,052/mo
Today · 4.125%
HK$35,378
baseline
▲ 0.50% · 4.625%
HK$37,531
+HK$2,153/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$70,756/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,035
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$38,028
−HK$1,008/mo
Today · 4.125%
HK$39,036
baseline
▲ 0.50% · 4.625%
HK$41,094
+HK$2,058/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$78,072/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,948
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$41,191
−HK$1,262/mo
Today · 4.125%
HK$42,453
baseline
▲ 0.50% · 4.625%
HK$45,037
+HK$2,584/mo
Deposit HK$5.84M · loan HK$8.76M · min. income ≈ HK$84,906/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,442
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$45,634
−HK$1,209/mo
Today · 4.125%
HK$46,843
baseline
▲ 0.50% · 4.625%
HK$49,312
+HK$2,469/mo
Deposit HK$5.84M · loan HK$8.76M · min. income ≈ HK$93,686/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,606
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$48,056
−HK$1,473/mo
Today · 4.125%
HK$49,529
baseline
▲ 0.50% · 4.625%
HK$52,543
+HK$3,014/mo
Deposit HK$4.38M · loan HK$10.22M · min. income ≈ HK$99,058/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,849
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$53,240
−HK$1,410/mo
Today · 4.125%
HK$54,650
baseline
▲ 0.50% · 4.625%
HK$57,531
+HK$2,881/mo
Deposit HK$4.38M · loan HK$10.22M · min. income ≈ HK$109,300/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,922
−HK$3,758/mo
▼ 0.25% · 3.875%
HK$61,786
−HK$1,894/mo
Today · 4.125%
HK$63,680
baseline
▲ 0.50% · 4.625%
HK$67,555
+HK$3,875/mo
Deposit HK$1.46M · loan HK$13.14M · min. income ≈ HK$127,360/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,663
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$68,451
−HK$1,814/mo
Today · 4.125%
HK$70,265
baseline
▲ 0.50% · 4.625%
HK$73,969
+HK$3,704/mo
Deposit HK$1.46M · loan HK$13.14M · min. income ≈ HK$140,530/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,476 · Scale 2, in force from 26 Feb 2026)