LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,291
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$34,326
−HK$1,052/mo
Today · 4.125%
HK$35,378
baseline
▲ 0.50% · 4.625%
HK$37,531
+HK$2,153/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$70,756/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,036
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$38,029
−HK$1,007/mo
Today · 4.125%
HK$39,036
baseline
▲ 0.50% · 4.625%
HK$41,094
+HK$2,058/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$78,072/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,949
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$41,191
−HK$1,263/mo
Today · 4.125%
HK$42,454
baseline
▲ 0.50% · 4.625%
HK$45,037
+HK$2,583/mo
Deposit HK$5.84M · loan HK$8.76M · min. income ≈ HK$84,908/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,443
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$45,635
−HK$1,209/mo
Today · 4.125%
HK$46,844
baseline
▲ 0.50% · 4.625%
HK$49,313
+HK$2,469/mo
Deposit HK$5.84M · loan HK$8.76M · min. income ≈ HK$93,688/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,607
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$48,057
−HK$1,473/mo
Today · 4.125%
HK$49,530
baseline
▲ 0.50% · 4.625%
HK$52,543
+HK$3,013/mo
Deposit HK$4.38M · loan HK$10.22M · min. income ≈ HK$99,060/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,850
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$53,240
−HK$1,411/mo
Today · 4.125%
HK$54,651
baseline
▲ 0.50% · 4.625%
HK$57,532
+HK$2,881/mo
Deposit HK$4.38M · loan HK$10.22M · min. income ≈ HK$109,302/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,923
−HK$3,758/mo
▼ 0.25% · 3.875%
HK$61,787
−HK$1,894/mo
Today · 4.125%
HK$63,681
baseline
▲ 0.50% · 4.625%
HK$67,556
+HK$3,875/mo
Deposit HK$1.46M · loan HK$13.14M · min. income ≈ HK$127,362/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,664
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$68,452
−HK$1,814/mo
Today · 4.125%
HK$70,266
baseline
▲ 0.50% · 4.625%
HK$73,969
+HK$3,703/mo
Deposit HK$1.46M · loan HK$13.14M · min. income ≈ HK$140,532/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,483 · Scale 2, in force from 26 Feb 2026)