LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,292
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$34,328
−HK$1,052/mo
Today · 4.125%
HK$35,380
baseline
▲ 0.50% · 4.625%
HK$37,533
+HK$2,153/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$70,760/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,037
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$38,031
−HK$1,007/mo
Today · 4.125%
HK$39,038
baseline
▲ 0.50% · 4.625%
HK$41,096
+HK$2,058/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$78,076/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,951
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$41,193
−HK$1,263/mo
Today · 4.125%
HK$42,456
baseline
▲ 0.50% · 4.625%
HK$45,039
+HK$2,583/mo
Deposit HK$5.84M · loan HK$8.76M · min. income ≈ HK$84,912/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,445
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$45,637
−HK$1,209/mo
Today · 4.125%
HK$46,846
baseline
▲ 0.50% · 4.625%
HK$49,315
+HK$2,469/mo
Deposit HK$5.84M · loan HK$8.76M · min. income ≈ HK$93,692/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,609
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$48,059
−HK$1,473/mo
Today · 4.125%
HK$49,532
baseline
▲ 0.50% · 4.625%
HK$52,546
+HK$3,014/mo
Deposit HK$4.38M · loan HK$10.22M · min. income ≈ HK$99,064/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,852
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$53,243
−HK$1,410/mo
Today · 4.125%
HK$54,653
baseline
▲ 0.50% · 4.625%
HK$57,534
+HK$2,881/mo
Deposit HK$4.38M · loan HK$10.22M · min. income ≈ HK$109,306/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,926
−HK$3,758/mo
▼ 0.25% · 3.875%
HK$61,790
−HK$1,894/mo
Today · 4.125%
HK$63,684
baseline
▲ 0.50% · 4.625%
HK$67,559
+HK$3,875/mo
Deposit HK$1.46M · loan HK$13.14M · min. income ≈ HK$127,368/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,667
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$68,455
−HK$1,814/mo
Today · 4.125%
HK$70,269
baseline
▲ 0.50% · 4.625%
HK$73,973
+HK$3,704/mo
Deposit HK$1.46M · loan HK$13.14M · min. income ≈ HK$140,538/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,507 · Scale 2, in force from 26 Feb 2026)