LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,293
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$34,329
−HK$1,052/mo
Today · 4.125%
HK$35,381
baseline
▲ 0.50% · 4.625%
HK$37,534
+HK$2,153/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$70,762/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,038
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$38,032
−HK$1,007/mo
Today · 4.125%
HK$39,039
baseline
▲ 0.50% · 4.625%
HK$41,097
+HK$2,058/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$78,078/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,952
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$41,195
−HK$1,262/mo
Today · 4.125%
HK$42,457
baseline
▲ 0.50% · 4.625%
HK$45,041
+HK$2,584/mo
Deposit HK$5.84M · loan HK$8.76M · min. income ≈ HK$84,914/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,446
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$45,638
−HK$1,209/mo
Today · 4.125%
HK$46,847
baseline
▲ 0.50% · 4.625%
HK$49,317
+HK$2,470/mo
Deposit HK$5.84M · loan HK$8.76M · min. income ≈ HK$93,694/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,610
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$48,060
−HK$1,473/mo
Today · 4.125%
HK$49,533
baseline
▲ 0.50% · 4.625%
HK$52,547
+HK$3,014/mo
Deposit HK$4.38M · loan HK$10.22M · min. income ≈ HK$99,066/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,854
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$53,244
−HK$1,411/mo
Today · 4.125%
HK$54,655
baseline
▲ 0.50% · 4.625%
HK$57,536
+HK$2,881/mo
Deposit HK$4.38M · loan HK$10.22M · min. income ≈ HK$109,310/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,928
−HK$3,758/mo
▼ 0.25% · 3.875%
HK$61,792
−HK$1,894/mo
Today · 4.125%
HK$63,686
baseline
▲ 0.50% · 4.625%
HK$67,561
+HK$3,875/mo
Deposit HK$1.46M · loan HK$13.14M · min. income ≈ HK$127,372/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,669
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$68,457
−HK$1,814/mo
Today · 4.125%
HK$70,271
baseline
▲ 0.50% · 4.625%
HK$73,975
+HK$3,704/mo
Deposit HK$1.46M · loan HK$13.14M · min. income ≈ HK$140,542/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,525 · Scale 2, in force from 26 Feb 2026)