LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,294
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$34,330
−HK$1,052/mo
Today · 4.125%
HK$35,382
baseline
▲ 0.50% · 4.625%
HK$37,535
+HK$2,153/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$70,764/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,039
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$38,033
−HK$1,007/mo
Today · 4.125%
HK$39,040
baseline
▲ 0.50% · 4.625%
HK$41,098
+HK$2,058/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$78,080/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,953
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$41,195
−HK$1,263/mo
Today · 4.125%
HK$42,458
baseline
▲ 0.50% · 4.625%
HK$45,042
+HK$2,584/mo
Deposit HK$5.84M · loan HK$8.76M · min. income ≈ HK$84,916/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,447
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$45,639
−HK$1,209/mo
Today · 4.125%
HK$46,848
baseline
▲ 0.50% · 4.625%
HK$49,318
+HK$2,470/mo
Deposit HK$5.84M · loan HK$8.76M · min. income ≈ HK$93,696/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,612
−HK$2,922/mo
▼ 0.25% · 3.875%
HK$48,061
−HK$1,473/mo
Today · 4.125%
HK$49,534
baseline
▲ 0.50% · 4.625%
HK$52,549
+HK$3,015/mo
Deposit HK$4.38M · loan HK$10.22M · min. income ≈ HK$99,068/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,855
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$53,246
−HK$1,410/mo
Today · 4.125%
HK$54,656
baseline
▲ 0.50% · 4.625%
HK$57,537
+HK$2,881/mo
Deposit HK$4.38M · loan HK$10.22M · min. income ≈ HK$109,312/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,929
−HK$3,758/mo
▼ 0.25% · 3.875%
HK$61,793
−HK$1,894/mo
Today · 4.125%
HK$63,687
baseline
▲ 0.50% · 4.625%
HK$67,562
+HK$3,875/mo
Deposit HK$1.46M · loan HK$13.14M · min. income ≈ HK$127,374/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,670
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$68,459
−HK$1,813/mo
Today · 4.125%
HK$70,272
baseline
▲ 0.50% · 4.625%
HK$73,977
+HK$3,705/mo
Deposit HK$1.46M · loan HK$13.14M · min. income ≈ HK$140,544/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,536 · Scale 2, in force from 26 Feb 2026)