LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,295
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$34,331
−HK$1,052/mo
Today · 4.125%
HK$35,383
baseline
▲ 0.50% · 4.625%
HK$37,536
+HK$2,153/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$70,766/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,040
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$38,034
−HK$1,008/mo
Today · 4.125%
HK$39,042
baseline
▲ 0.50% · 4.625%
HK$41,099
+HK$2,057/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$78,084/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,954
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$41,197
−HK$1,262/mo
Today · 4.125%
HK$42,459
baseline
▲ 0.50% · 4.625%
HK$45,043
+HK$2,584/mo
Deposit HK$5.84M · loan HK$8.76M · min. income ≈ HK$84,918/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,448
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$45,641
−HK$1,209/mo
Today · 4.125%
HK$46,850
baseline
▲ 0.50% · 4.625%
HK$49,319
+HK$2,469/mo
Deposit HK$5.84M · loan HK$8.76M · min. income ≈ HK$93,700/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,613
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$48,063
−HK$1,473/mo
Today · 4.125%
HK$49,536
baseline
▲ 0.50% · 4.625%
HK$52,550
+HK$3,014/mo
Deposit HK$4.38M · loan HK$10.22M · min. income ≈ HK$99,072/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,857
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$53,247
−HK$1,411/mo
Today · 4.125%
HK$54,658
baseline
▲ 0.50% · 4.625%
HK$57,539
+HK$2,881/mo
Deposit HK$4.38M · loan HK$10.22M · min. income ≈ HK$109,316/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,931
−HK$3,758/mo
▼ 0.25% · 3.875%
HK$61,795
−HK$1,894/mo
Today · 4.125%
HK$63,689
baseline
▲ 0.50% · 4.625%
HK$67,565
+HK$3,876/mo
Deposit HK$1.46M · loan HK$13.14M · min. income ≈ HK$127,378/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,673
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$68,461
−HK$1,814/mo
Today · 4.125%
HK$70,275
baseline
▲ 0.50% · 4.625%
HK$73,979
+HK$3,704/mo
Deposit HK$1.46M · loan HK$13.14M · min. income ≈ HK$140,550/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,554 · Scale 2, in force from 26 Feb 2026)