LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,295
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$34,331
−HK$1,052/mo
Today · 4.125%
HK$35,383
baseline
▲ 0.50% · 4.625%
HK$37,536
+HK$2,153/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$70,766/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,041
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$38,034
−HK$1,008/mo
Today · 4.125%
HK$39,042
baseline
▲ 0.50% · 4.625%
HK$41,100
+HK$2,058/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$78,084/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,955
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$41,197
−HK$1,263/mo
Today · 4.125%
HK$42,460
baseline
▲ 0.50% · 4.625%
HK$45,044
+HK$2,584/mo
Deposit HK$5.84M · loan HK$8.76M · min. income ≈ HK$84,920/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,449
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$45,641
−HK$1,209/mo
Today · 4.125%
HK$46,850
baseline
▲ 0.50% · 4.625%
HK$49,320
+HK$2,470/mo
Deposit HK$5.84M · loan HK$8.76M · min. income ≈ HK$93,700/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,614
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$48,064
−HK$1,473/mo
Today · 4.125%
HK$49,537
baseline
▲ 0.50% · 4.625%
HK$52,551
+HK$3,014/mo
Deposit HK$4.38M · loan HK$10.22M · min. income ≈ HK$99,074/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,857
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$53,248
−HK$1,411/mo
Today · 4.125%
HK$54,659
baseline
▲ 0.50% · 4.625%
HK$57,540
+HK$2,881/mo
Deposit HK$4.38M · loan HK$10.22M · min. income ≈ HK$109,318/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,932
−HK$3,758/mo
▼ 0.25% · 3.875%
HK$61,796
−HK$1,894/mo
Today · 4.125%
HK$63,690
baseline
▲ 0.50% · 4.625%
HK$67,565
+HK$3,875/mo
Deposit HK$1.46M · loan HK$13.14M · min. income ≈ HK$127,380/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,673
−HK$3,603/mo
▼ 0.25% · 3.875%
HK$68,462
−HK$1,814/mo
Today · 4.125%
HK$70,276
baseline
▲ 0.50% · 4.625%
HK$73,980
+HK$3,704/mo
Deposit HK$1.46M · loan HK$13.14M · min. income ≈ HK$140,552/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,561 · Scale 2, in force from 26 Feb 2026)