LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,296
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$34,332
−HK$1,052/mo
Today · 4.125%
HK$35,384
baseline
▲ 0.50% · 4.625%
HK$37,538
+HK$2,154/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$70,768/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,042
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$38,035
−HK$1,008/mo
Today · 4.125%
HK$39,043
baseline
▲ 0.50% · 4.625%
HK$41,101
+HK$2,058/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$78,086/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,956
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$41,199
−HK$1,262/mo
Today · 4.125%
HK$42,461
baseline
▲ 0.50% · 4.625%
HK$45,045
+HK$2,584/mo
Deposit HK$5.84M · loan HK$8.76M · min. income ≈ HK$84,922/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,450
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$45,643
−HK$1,209/mo
Today · 4.125%
HK$46,852
baseline
▲ 0.50% · 4.625%
HK$49,322
+HK$2,470/mo
Deposit HK$5.84M · loan HK$8.76M · min. income ≈ HK$93,704/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,615
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$48,065
−HK$1,473/mo
Today · 4.125%
HK$49,538
baseline
▲ 0.50% · 4.625%
HK$52,553
+HK$3,015/mo
Deposit HK$4.38M · loan HK$10.22M · min. income ≈ HK$99,076/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,859
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$53,250
−HK$1,411/mo
Today · 4.125%
HK$54,661
baseline
▲ 0.50% · 4.625%
HK$57,542
+HK$2,881/mo
Deposit HK$4.38M · loan HK$10.22M · min. income ≈ HK$109,322/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,934
−HK$3,758/mo
▼ 0.25% · 3.875%
HK$61,798
−HK$1,894/mo
Today · 4.125%
HK$63,692
baseline
▲ 0.50% · 4.625%
HK$67,568
+HK$3,876/mo
Deposit HK$1.46M · loan HK$13.14M · min. income ≈ HK$127,384/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,676
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$68,464
−HK$1,814/mo
Today · 4.125%
HK$70,278
baseline
▲ 0.50% · 4.625%
HK$73,982
+HK$3,704/mo
Deposit HK$1.46M · loan HK$13.14M · min. income ≈ HK$140,556/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,578 · Scale 2, in force from 26 Feb 2026)