LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,297
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$34,333
−HK$1,052/mo
Today · 4.125%
HK$35,385
baseline
▲ 0.50% · 4.625%
HK$37,538
+HK$2,153/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$70,770/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,042
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$38,036
−HK$1,008/mo
Today · 4.125%
HK$39,044
baseline
▲ 0.50% · 4.625%
HK$41,102
+HK$2,058/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$78,088/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,956
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$41,199
−HK$1,263/mo
Today · 4.125%
HK$42,462
baseline
▲ 0.50% · 4.625%
HK$45,046
+HK$2,584/mo
Deposit HK$5.84M · loan HK$8.76M · min. income ≈ HK$84,924/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,451
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$45,643
−HK$1,210/mo
Today · 4.125%
HK$46,853
baseline
▲ 0.50% · 4.625%
HK$49,322
+HK$2,469/mo
Deposit HK$5.84M · loan HK$8.76M · min. income ≈ HK$93,706/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,616
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$48,066
−HK$1,473/mo
Today · 4.125%
HK$49,539
baseline
▲ 0.50% · 4.625%
HK$52,553
+HK$3,014/mo
Deposit HK$4.38M · loan HK$10.22M · min. income ≈ HK$99,078/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,859
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$53,250
−HK$1,411/mo
Today · 4.125%
HK$54,661
baseline
▲ 0.50% · 4.625%
HK$57,543
+HK$2,882/mo
Deposit HK$4.38M · loan HK$10.22M · min. income ≈ HK$109,322/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,934
−HK$3,759/mo
▼ 0.25% · 3.875%
HK$61,799
−HK$1,894/mo
Today · 4.125%
HK$63,693
baseline
▲ 0.50% · 4.625%
HK$67,568
+HK$3,875/mo
Deposit HK$1.46M · loan HK$13.14M · min. income ≈ HK$127,386/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,676
−HK$3,603/mo
▼ 0.25% · 3.875%
HK$68,465
−HK$1,814/mo
Today · 4.125%
HK$70,279
baseline
▲ 0.50% · 4.625%
HK$73,983
+HK$3,704/mo
Deposit HK$1.46M · loan HK$13.14M · min. income ≈ HK$140,558/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,586 · Scale 2, in force from 26 Feb 2026)