LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,299
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$34,335
−HK$1,052/mo
Today · 4.125%
HK$35,387
baseline
▲ 0.50% · 4.625%
HK$37,540
+HK$2,153/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$70,774/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,045
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$38,038
−HK$1,008/mo
Today · 4.125%
HK$39,046
baseline
▲ 0.50% · 4.625%
HK$41,104
+HK$2,058/mo
Deposit HK$7.30M · loan HK$7.30M · min. income ≈ HK$78,092/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$547,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,959
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$41,202
−HK$1,263/mo
Today · 4.125%
HK$42,465
baseline
▲ 0.50% · 4.625%
HK$45,048
+HK$2,583/mo
Deposit HK$5.84M · loan HK$8.76M · min. income ≈ HK$84,930/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,454
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$45,646
−HK$1,209/mo
Today · 4.125%
HK$46,855
baseline
▲ 0.50% · 4.625%
HK$49,325
+HK$2,470/mo
Deposit HK$5.84M · loan HK$8.76M · min. income ≈ HK$93,710/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$547,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,619
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$48,069
−HK$1,473/mo
Today · 4.125%
HK$49,542
baseline
▲ 0.50% · 4.625%
HK$52,556
+HK$3,014/mo
Deposit HK$4.38M · loan HK$10.22M · min. income ≈ HK$99,084/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,863
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$53,254
−HK$1,411/mo
Today · 4.125%
HK$54,665
baseline
▲ 0.50% · 4.625%
HK$57,546
+HK$2,881/mo
Deposit HK$4.38M · loan HK$10.22M · min. income ≈ HK$109,330/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$547,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,938
−HK$3,759/mo
▼ 0.25% · 3.875%
HK$61,803
−HK$1,894/mo
Today · 4.125%
HK$63,697
baseline
▲ 0.50% · 4.625%
HK$67,573
+HK$3,876/mo
Deposit HK$1.46M · loan HK$13.14M · min. income ≈ HK$127,394/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,681
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$68,469
−HK$1,814/mo
Today · 4.125%
HK$70,283
baseline
▲ 0.50% · 4.625%
HK$73,988
+HK$3,705/mo
Deposit HK$1.46M · loan HK$13.14M · min. income ≈ HK$140,566/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$547,619 · Scale 2, in force from 26 Feb 2026)